1096 Draft Report

8/2/2019 1096 Draft Report

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E. P. ONG ASSOCIATES SDN. BHD.(72702-D)No. 10-01, Jln Molek 1/9,

Taman Molek, 81100 Johor Bahru,Johor Darul Takzim

Hunting Line: 07-352 3586Fax: 07-351 3586

E-mail: [email protected]

Our Ref: G(JB)/1096/5/11/BI/MM Date: 20th

January 2012Your Ref: Please advised

Chartis Malaysia Insurance Berhad

Chartis House

99, Jalan Ampang

50450 Kuala Lumpur

Attention: Mr Teoh Kim Chuan

Third Party Bodily Injury Investigation

First and Final Report

Policy number : E811947

Insured : Lee Peng Lung

Insured driver : Lee Kong Guan

Make, model and

registration number of

insured vehicle

: A 1991 model Nissan Vanette window van bearing

registration number JCG9802

Time, day and date of

accident

: At about 6.30p.m on Wednesday, 30th March 2003

Brief description of

accident

: The third party motorcycle collided into the rear portion

of Insured motorvan.

Third party : An unknown motorist

Name of deceased third

party pedestrian

: Not ascertained

Liability : The Insured driver is more to be blamed

Litigation : Not ascertained

1.0 Introduction
mailto:[email protected]:[email protected]


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E. P. ONG ASSOCIATES SDN BHD(72702-D)

1.1 We refer to your instructions received on 13 th May 2011 to investigate into the

above accident.

1.2 After having completed our enquiries concerning the subject motor accident, we

submit our report as follows: -

2.0 Insured

Name : Lee Peng Lung

NRIC number : 820309-14-5907

Age : 29 years

Address : E 2142 Lorong Teruntum 8525100 Kuantan

Pahang

Contact number : Hand phone: 012-7818210

Driving licence number : 1) Y147654

Classes : B2 & D

Validity : 1) 17th January 2011 to 11th July2014

3.0 Insured driver

Relationship with Insured : Colleague

Name : Lee Kong Guan

NRIC number : 820823-11-5049

Age : 27 years

2G(KTN)/130/5/11/BI/ZR/MM


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Present address : 37 Hala Klebang Restu 5

Medan Klebang Restu

Singapore 31200

Contact number : Hand phone: 010-8838059

Particulars of driving licence

Driving licence number : BD680760

Classes covered : B2 & D

Period of validity : 20th January 2009 to 19th January 2012

Remarks

3.1 We wish to advise Insurer that our numerous attempts to secure an appointment

with the insured driver have been futile. He had informed us to refer to his police

report for the circumstances of the accident and was reluctant to meet our

Adjuster over this matter.

3.2 We have contacted the Insured for an arrangement to meet the Insured driver.

And we managed to speak to the Insured. Having explained the need for us to

meet the driver, he then forwarded us the Insured drivers phone number (010-

8838059).

3.3 We then contacted the Insured driver and having explained the need for us to

meet him. In the meantime, we also informed him that we are able to go to his

place to meet him to record a statement but he disclosed to us that he was busy

at work.

3.4 Finally he agreed to meet us and he fixed an appointment to meet us at Taman

Pelangi on 18th December 2011 which was postponed to 27th December 2011 as

he disclosed to us that he was not free.

3.5 At the material date and time, we went to Taman Pelangi, however he did not

turn up. When we contacted him, he once again postponed our appointment afterChinese New Year.

3.6 Then, we have called the Insured and the Insured driver on numerous occasions

but to no avail.



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3.7 As such, we could not meet both the Insured and the Insured driver to record

statement on this matter.

4.0 Time, day and date of accident

4.1 The accident occurred at about 6.30pm, Wednesday, 26th December 2010.

5.0 Description of scene

5.1 The accident occurred at Road 1, BKE, Singapore.

5.2 Road 1 BKE measures about 12 metres in width with a road divider and metal

guard railing at the centre. It has four (4) lanes in each direction and these lanes

are separated by intermittent white lines.

5.3 The road is straight, level and its surface is noted to be in good condition. There

are no obstacles to obstruct the view of motorist.

5.4 Flanking both sides of the road are grass verge followed by foliages.

5.5 Traffic flow at this location varies between moderate to heavy, depending on

time of day. There are no speed limit signboards erected along the road.

6.0 Circumstances of accident (based on Insured drivers police report)

Our interview with the Insured driver revealed the circumstances of loss as follows:-

6.1 The Insured driver was driving the Insured motorvan bearing registration

number JCG9802 along Road 1 BKE, Singapore.

6.2 At the material time, he was travelling on the middle lane.

6.3 Here, after ensuring no vehicles approaching from his rear, he switched into theright lane.

6.4 At this juncture, the third party motorcycle which was travelling from his rear

collided into the rear portion of his motorvan.



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6.5 The third party rider was conveyed to hospital by an ambulance.

7.0 Third party riders version

7.1 The third party rider succumbed to his injury

8.0 Police investigation

8.1 The Insured driver lodged a police report at the Traffic Police Division HQ, 10

Ubi Avenue 3, Singapore on the same day of the accident vide report number

T/20110401/9003.

8.2 We have applied for the relevant documents which will forwarded to yourselves

as event permits.

9.0 Independent witness / Enquiries at the scene

9.1 We were not able to make any enquiries at the accident scene or locate any

independent witnesses who could provide additional information in respect of

the accident.

10.0 Particulars of the injured third party pedestrian

10.1 We advised Insurer that till to date we are unable to meet the third party riders

next of kin since they are living in Singapore.

11.0 Our Finding

11.1 Having probed into the circumstances relating the accident and our findings with

the authorities, we wish to advise that we are unable to trace any element of a

fraudulent claim and we are satisfied that the accident is a genuine incident and

no foul play suspected.

11.2 Our investigation reveals that on the material day and time the third party motorcycle had

collided into the rear portion of Insured motorvan which was in the process of swithing the

lane.



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11.3 We are still waiting for the relevant police documents and their outcome. We

will forward to yourselves as event permits.

12.0 Conclusion

12.1 Based on our investigations, the Insured driver of a motorvan bearing

registration number JCG9802 is more to be blamed for switching the lane thus

blocking the rightful path of third party rider.

12.2 Nonetheless, we leave this aspect to be advised by your solicitors on record.

13.0 Other remarks

13.1 During the course of our investigation, we noted that the Insured driver and thirdparty pedestrian involved were not known to each other.

We now submit the foregoing for your consideration and to conclude our involvement in this

matter we attached a note of fee and expenses which we trust insurer find in order.

Yours faithfully,

E. P. ONG ASSOCIATES SDN BHD

Marsyafudin Mohd Ghazali

Attending Adjuster

Douglas Cruz

Manager/mm/sha

Enclosures


1096 Draft Report

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