1. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd.

2. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. Pathlab Ditubuhkan Sejak tahun 1952 Di Era Of Colonisation British Di Tanah Melayu. Pathlab Established Since 1952 At The Era Of British Colonisation In Malaya. 3. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. Lebih daripada 60 tahun pengalaman dalam Pengurusan Penjagaan Kesihatan Kumpulan Ujian Perubatan terbesar di Malaysia dengan lebih daripada 50 Cawangan Today, More than 60 years experience in Healthcare Management. Malaysia Largest Medical Testing Group With More Than 50 Branches. 4. Thailand Pathlab (Thailand) Ltd Chemlab Services (Thailand) Ltd MXM Lifestyle International Ltd Hong Kong Pathology & Clinical Laboratory Pte.Ltd Australia Sun Nature Products Pty.Ltd Sungrand Pty Ltd Chemical Laboratory (Aust) Pty. Ltd F.W. Kam Holdings (Aust) Pty Ltd Singapore Pathology & Clinical Laboratory Pte.Ltd Pathlab Healthcare (S) Pte. Ltd Pathlab Health Management (S) Pte Ltd Kampco Corporation (S) Pte.Ltd Kampmas Pte Ltd Chemical Laboratory (S) Pte. Ltd Kam Holdings (S) Pte. Ltd Alfred H.Knight (S) Pte. Ltd Indonesia PT. Pathlab Indonesia Malaysia Pathology & Clinical Lab (M) S/B Pathlab Healthcare (M) Sdn Bhd Pathlab (M) Sdn. Bhd Pathlab X-Ray & Dianostic Center Pathlab Health Mgmt (M) S/B Pathlab Health Screen Sdn. Bhd. Pathlab Health Services Sdn Bhd Proshea Consultants Sdn Bhd Pathmart (M) Sdn Bhd Century Medical Centre (M) S/B Group of Medijaya Clinics Rainbow Healthy World Naturmedic Centre Sdn Bhd Desiran Abadi Sdn Bhd Chemical Laboratory (M) S/Bd F.W. Kam Holdings (M) Sdn Bhd MXM International Sdn Bhd MKM International Sdn Bhd MXM Entertainment Sdn Bhd Groway (M) Sdn Bhd Alfred H.Knight (M) Sdn Bhd Vietnam / Cambodia Pathology & Clinical Laboratory Pte.Ltd Myanmar Pathology & Clinical Laboratory Pte.Ltd 5. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. Ahli Kumpulan Kepada Syarikat Pathlab. Member Of Pathlab Group Of Companies. MXM Adalah Pengurus Program. Ditubuhkan Sejak 1998 (16 Tahun) MXM Are Healthcare Program Manager. Established Since Year 1998 (16 Years). Menyediakan Pengurusan Kesihatan & Perlindungan Serta Penjagaan Kesihatan Sehingga Ahli Berumur 80 Tahun. To Provide Healthcare Management & Healthcare Protection Up To Members Age Of 80 years old. Sehingga Hari Ini, Kami Telah Membantu Lebih Dari 14,000 Kes Kemasukkan Ke Hospital & Pembedahan To-date, We Have Assisted More Than 14,000 Hospitalization Surgical Cases. 6. MXM INTERNATIONAL BUSINESS MODEL H&S, Hospital Cash Income & P.A. Individual Guaranteed Renewable Policy Terms life & 36 Critical Illnesses Guaranteed Renewable Policy Blood Screening & Cancer Markers 24 Hours Emergency Assistance Worldwide Healthcare Claim Management Member MediSavers Healthcare Medical Card Program Manager Registered Corporate Insurance Agency (PIAM) PATHLAB Program Partner Established in year 1952 Asean Largest Medical Testing Group With More Than 50 Branches in Malaysia. Govern by Ministry of Health (M.O.H.) KAM Holdings group of companies MXM INTERNATIONAL Program Manager Established in year 1998 More than 16 years experience in Healthcare Membership Management Govern by Kementerian Perdagangan Dalam Negeri (KPDNKK) PATHLAB HEALTH MANAGEMENT (PHM) Registered Corporate Insurance Agency (PIAM) Insurance arm of KAM Holdings group of companies Received Agency Excellent Award from Pacific Insurance Berhad (2003 to 2013) Govern by Bank Negara Malaysia (B.N.M.) & member of P.I.A.M. 7. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. 8. Saringan Kesihatan (Health Screening) Pendapatan Tunai Penghospitalan Perlindungan Kemalangan Peribadi (PA) Perlindungan Seluruh Dunia Bantuan Kecemasan Seluruh Dunia Kad Perubatan (Medical Card) 9. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. 52 Ujian Saringan Kesihatan 10. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. Cancer of the Ovary Breast Cancer Stomach Cancer Prostate Cancer Cancer of the Colon Liver Cancer Lelaki 1 AFP: Pemeriksaan Hati Berkaitan Kanser 2 CEA: Pemeriksaan Untuk Kanser Usus 3 CA199: Pemeriksaan Untuk Kanser Perut 4 PSA: Pemeriksaan Untuk Kanser Prostat Wanita 1 AFP: Pemeriksaan Hati Berkaitan Kanser 2 CEA: Pemeriksaan Untuk Kanser Usus 3 CA199: Pemeriksaan Untuk Kanser Perut 4 CA125: Pemeriksaan Untuk Kanser Ovari (Peranakan) 5 CA153: Pemeriksaan Untuk Kanser Payudara 11. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. 12. Information Resources: http://www.nst.com.my/nation/general/more-malaysians-to-get-cancer-1.476524 13. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. 14. Specially Introduced To You Our Award Winning Program: 15. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. 16. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. 17. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. 18. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. 19. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. 20. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. 21. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. 22. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. 23. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. 24. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. KL/SELANGOR 1 ALPHA SPECIALIST CENTRE 2 ARUNAMARI SPECIALIST MEDICAL CENTRE 3 ASSUNTA HOSPITAL 4 COLUMBIA ASIA HOSPITAL - PUCHONG 5 DAMAI SERVICE HOSPITAL (HQ) 6 DAMAI SERVICE HOSPITAL (MELAWATI) 7 KPJ DAMANSARA SPECIALIST HOSPITAL 8 DEMC SPECIALIST HOSPITAL 9 GLENEAGLES KUALA LUMPUR 10 PANTAI HOSPITAL AMPANG 11 HOSPITAL PUSRAWI 12 INSTITUT JANTUNG NEGARA 13 KAJANG PLAZA MEDICAL CENTRE, PUCHONG (KPMC) 14 KAJANG PLAZA MEDICAL CENTRE (KPMC) 15 KAMPONG BARU MEDICAL CENTRE (AL-ISLAM) 16 KPJ AMPANG PUTERI SPECIALIST HOSPITAL 17 KPJ KAJANG SPECIALIST HOSPITAL 18 KPJ TAWAKKAL SPECIALIST HOSPITAL 19 KPJ SELANGOR SPECIALIST HOSPITAL 20 SENTOSA SPECIALIST HOSPITAL, KLANG 21 KELANA JAYA MEDICAL CENTRE 22 LOURDES MEDICAL CENTRE 23 SIME DARBY SPECIALIST CENTRE 24 PANTAI HOSPITAL CHERAS 25 PANTAI HOSPITAL KLANG 26 PANTAI HOSPITAL KUALA LUMPUR 27 PRINCE COURT MEDICAL CENTRE 28 SENTOSA MEDICAL CENTRE, KUALA LUMPUR 29 SRI KOTA SPECIALIST MEDICAL CENTRE 30 SIME DARBY MEDICAL CENTRE 31 SUNWAY MEDICAL CENTRE 32 TAMAN DESA MEDICAL CENTRE 33 THE TUN HUSSEIN ONN NATIONAL EYE HOSPITAL 34 TUNG SHIN HOSPITAL 35 UNIVERSITI MALAYA SPECIALIST CENTRE 36 TROPICANA MEDICAL CENTRE 37 PUSAT PAKAR MATA CENTRE FOR SIGHT 38 KL EYE SPECIALIST CENTRE 39 COLUMBIA ASIA HOSPITAL - BUKIT RIMAU 40 COLUMBIA ASIA HOSPITAL - CHERAS 41 COLUMBIA ASIA HOSPITAL - SETAPAK PERAK 42 APOLLO MEDICAL CENTRE 43 HOSPITAL FATIMAH 44 KPJ IPOH SPECIALIST HOSPITAL 45 KINTA MEDICAL CENTRE 46 LARUT MEDICAL CENTRE 47 PANTAI HOSPITAL IPOH 48PERAK COMMUNITY SPECIALIST HOSPITAL 49 TAIPING MEDICAL CENTRE 50 COLUMBIA ASIA HOSPITAL - TAIPING PENANG 51 BAGAN SPECIALIST CENTRE 52 KPJ PENANG SPECIALIST HOSPITAL 53 GLENEAGLES MEDICAL CENTRE, PENANG 54 HOPE CHILDREN HOSPITAL (JLN GOTTLIEB,GEORGETOWN) 55 HOPE CHILDREN HOSPITAL (BAYAN LEPAS) 56 HOPE CHILDREN HOSPITAL (FARLIM) 57 HOPE CHILDREN HOSPITAL (JELUTONG) 58 PANTAI HOSPITAL PENANG 59 HOSPITAL LAM WAH EE 60 LOH GUAN LYE SPECIALIST CENTRE 61 PENANG ADVENTIST HOSPITAL 62 TANJUNG MEDICAL CENTRE 63 ISLAND HOSPITAL MELAKA 68 MAHKOTA MEDICAL CENTRE 69 PANTAI HOSPITAL AYER KEROH 70 PUTRA SPECIALIST HOSPITAL, MELAKA NEGERI SEMBILAN 71 COLUMBIA ASIA HOSPITAL - SEREMBAN 72 N.S. CHINESE MATERNITY HOSPITAL (NSCMH) 73 SEREMBAN SPECIALIST HOSPITAL 74 NCI CANCER HOSPITAL 75 MAWAR RENAL MEDICAL CENTRE 76 SENAWANG SPECIALIST HOSPITAL JOHOR 77 HOSPITAL PENAWAR 78 KPJ JOHOR SPECIALIST HOSPITAL 79 MEDICAL SPECIALIST CENTRE (JB) 80 PUTERI SPECIALIST HOSPITAL 81 PUTRA SPECIALIST HOSPITAL (BATU PAHAT) 82 KLUANG UTAMA SPECIALIST HOSPITAL 83 PANTAI HOSPITAL BATU PAHAT 84 KEMPAS MEDICAL CENTRE 85 REGENCY SPECIALIST HOSPITAL 86 COLUMBIA ASIA HOSPITAL - NUSAJAYA PAHANG 87 KUANTAN MEDICAL CENTRE 88 KUANTAN SPECIALIST HOSPITAL 89 DARUL MAKMUR MEDICAL CENTER KELANTAN 90 KOTA BHARU MEDICAL CENTRE 91 PERDANA SPECIALIST HOSPITAL TERENGGANU 92 KUALA TERENGGANU SPECIALIST HOSPITAL (KTS) KEDAH 64 METRO SPECIALIST HOSPITAL 65 KEDAH MEDICAL CENTRE 66 PUTRA MEDICAL CENTRE 67 PANTAI HOSPITAL SUNGAI PETANI SABAH 93 DAMAI SPECIALIST HOSPITAL 94 RAFFLESIA MEDICAL CENTRE 088-272 620 95 SABAH MEDICAL CENTRE 088-322109 SARAWAK 96 BINTULU MEDICAL CENTER 97 NORMAH MEDICAL SPECIALIST CENTRE 98 REJANG MEDICAL CENTRE 99 COLUMBIA ASIA HOSPITAL - MIRI 100 TIMBERLAND MEDICAL CENTRE 101KUCHING SPECIALIST HOSPITAL 102 SIBU SPECIALIST MEDICAL CENTRE 103 MIRI CITY MEDICAL CENTRE 104 COLUMBIA ASIA HOSPITAL BINTULU Anda Boleh Memilih Hospital Yang Anda Suka! 25. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. 26. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. 27. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. 28. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. (Kematian & Hilang Upaya Kekal Akibat Kemalangan) (Accidental Death & Permanent Disablement): 29. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. 30. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. 31. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. USD1,000,000 Pemindahan Kecemasan & Penghantaran Balik Penghantaran Balik Jenazah 32. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. Faedah program MediSavers 500 Insurans Perubatan & Pembedahan Bilik & Makan Hospital RM500 Had Tahunan & Had Seumur Hidup Kad Perubatan RM600,000 Had Setiap Hilang Upaya (Setiap Penyakit) RM200,000 Insurans Kemalangan Peribadi RM200,000 Pendapatan Tunai Penghospitalan RM500 Faedah Tambahan Saringan Kesihatan 52 Jenis Ujian Saringan Pengesanan Kanser 5 Jenis Asia Assistant Network: Bantuan Kecemasan USD 1,000,000 Yes MediSavers 350 RM350 RM450,000 RM150,000 RM150,000 RM300 52 Jenis Ujian N/A Yes 33. KOMPILASI DAN KAJIAN PROGRAM PELINDUNGAN KESIHATAN MALAYSIA (Sulit dan Persendirian) No Syarikat Syarikat A Syarikat Z Syarikat PR 1 Pelan Perlindungan Perubatan Plan 250 Plan 4 P 300 2 Jumlah Hospital Swasta 83 92 76 3 Bilik & Makan RM250 RM350 RM300 4 Max Hari Kemasukan Wad 120 Hari 200 Hari 120 Hari 5 ICU Seperti Di Caj 120 hari Seperti Di Caj 60 hari Seperti Di Caj 30 hari 6 Insurans Bersama: Pelanggan perlu membuat Min Pembayaran jika diwadkan dan TIADA BAYARAN BALIK . X X 7 Penyakit-Penyakit Spesifik: Tidak dilindungi dalam tempoh 120 hari: YA YA YA 8 Pembaharuan Jaminan YA YA YA 9 Pengubahan Polisi: Syarikat Insurans mempunyai hak untuk mengubah dan menukar faedah-faedah polisi.. Ianya boleh memberi kesan kepada pemegang polisi: i) Penurunan AUTO akibat daripada tuntutan. ii) Mengenakan Pengecualian ketika pembaharuan. Boleh Diubah Boleh Diubah X 10 Had Keseluruhan Tahunan RM150,000 RM200,000 RM100,000 11 Had Seumur Hidup Tiada RM1,200,000 RM1,000,000 Premium Insuran Berdasarkan Risalah Premium (1 Tahun) Umur 0 18 RM1,365.00 RM1,550.00 RM1,466.00 Premium (1 Tahun) - Umur 19 25 RM1,060.00 RM1,317.00 RM1,799.00 Premium (1 Tahun) Umur 26 35 RM1,174.00 RM1,500.00 RM2,344.00 Premium (1 Tahun) - Umur 36 45 RM1,635.00 RM1,953.00 RM2,737.00 Premium (1 Tahun) - Umur 46 55 RM2,975.00 RM2,040.00 RM3,841.00 Premium (1 Tahun) - Umur 56 60 RM3,494.00 RM3,748.00 RM5,706.00 Premium (1 Tahun) - Umur 66 70 RM11,570.00 RM5,781.00 RM10,732.00 Premium (1 Tahun) - Umur76 - 80 RM17,487.00 RM8,236.00 RM10,732.00 34. Alterations Policy 35. Alterations Policy 36. Alterations Policy 37. KOMPILASI DAN KAJIAN PROGRAM PELINDUNGAN KESIHATAN MALAYSIA (Sulit dan Persendirian) No Syarikat Syarikat A Syarikat Z Syarikat PR 1 Pelan Perlindungan Perubatan Plan 250 Plan 4 P 300 2 Jumlah Hospital Swasta 83 92 76 3 Bilik & Makan RM250 RM350 RM300 4 Max Hari Kemasukan Wad 120 Hari 200 Hari 120 Hari 5 ICU Seperti Di Caj 120 hari Seperti Di Caj 60 hari Seperti Di Caj 30 hari 6 Insurans Bersama: Pelanggan perlu membuat Min Pembayaran jika diwadkan dan TIADA BAYARAN BALIK . X X 7 Penyakit-Penyakit Spesifik: Tidak dilindungi dalam tempoh 120 hari: YA YA YA 8 Pembaharuan Jaminan YA YA YA 9 Pengubahan Polisi: Syarikat Insurans mempunyai hak untuk mengubah dan menukar faedah-faedah polisi.. Ianya boleh memberi kesan kepada pemegang polisi: i) Penurunan AUTO akibat daripada tuntutan. ii) Mengenakan Pengecualian ketika pembaharuan. Boleh Diubah Boleh Diubah X 10 Had Keseluruhan Tahunan RM150,000 RM200,000 RM100,000 11 Had Seumur Hidup Tiada RM1,200,000 RM1,000,000 Premium Insuran Berdasarkan Risalah Premium (1 Tahun) Umur 0 18 RM1,365.00 RM1,550.00 RM1,466.00 Premium (1 Tahun) - Umur 19 25 RM1,060.00 RM1,317.00 RM1,799.00 Premium (1 Tahun) Umur 26 35 RM1,174.00 RM1,500.00 RM2,344.00 Premium (1 Tahun) - Umur 36 45 RM1,635.00 RM1,953.00 RM2,737.00 Premium (1 Tahun) - Umur 46 55 RM2,975.00 RM2,040.00 RM3,841.00 Premium (1 Tahun) - Umur 56 60 RM3,494.00 RM3,748.00 RM5,706.00 Premium (1 Tahun) - Umur 66 70 RM11,570.00 RM5,781.00 RM10,732.00 Premium (1 Tahun) - Umur76 - 80 RM17,487.00 RM8,236.00 RM10,732.00 PVM 2 (a) 107 RM350 365 Hari Seperti Di Caj 365 hari X X YA X RM450,000 RM450,000 38. Deskripsi Nilai pasaran 52 Ujian Pemeriksaan Kesihatan Termasuk Bernilai RM200 setahun Pemindahan Perubatan Kecemasan dan Penghantaran Balik Dengan Meluas : USD1,000,000 Termasuk Bernilai USD435 x3 = RM1,305 (Kindly refer to www.internationalsos.com to get your own quotation). Faedah Tunai Penghospitalan Persendirian dan Am RM300per day (dari hari ke-3 keatas) Termasuk Bernilai RM300 setahun Insuran Kemalangan Diri: Kematian + Hilang Upaya Kekal Akibat Kemalangan RM150,000 Termasuk Bernilai RM150 setahun Faedah Eksklusif Ahli Bagi MediSavers 350 JUMLAH NILAI RM1,975 39. KOMPILASI DAN KAJIAN PROGRAM PELINDUNGAN KESIHATAN MALAYSIA (Sulit dan Persendirian) No Syarikat Syarikat A Syarikat Z Syarikat PR 1 Pelan Perlindungan Perubatan Plan 250 Plan 4 P 300 2 Jumlah Hospital Swasta 83 92 76 3 Bilik & Makan RM250 RM350 RM300 4 Max Hari Kemasukan Wad 120 Days 200 Days 120 Days 5 ICU As Charged 120 days As Charged 60 days As Charged 30 days 6 Insurans Bersama: Pelanggan perlu membuat Min Pembayaran jika diwadkan dan TIADA BAYARAN BALIK . X X 7 Penyakit-Penyakit Spesifik: Tidak dilindungi dalam tempoh 120 hari: : YES YES YES 8 Pembaharuan Jaminan YES YES YES 9 Pengubahan Polisi: Syarikat Insurans mempunyai hak untuk mengubah dan menukar faedah-faedah polisi.. Ianya boleh memberi kesan kepada pemegang polisi: i) Penurunan AUTO akibat daripada tuntutan. ii) Mengenakan Pengecualian ketika pembaharuan. Boleh Berubah Boleh Berubah X 10 Had Keseluruhan Tahunan RM150,000 RM200,000 RM100,000 11 Had Seumur Hidup No RM1,200,000 RM1,000,000 Premium Insuran Berdasarkan Brosur Premium (1 Year) - Age 0 - 18 RM1,365.00 RM1,550.00 RM1,466.00 Premium (1 Year) - Age 19 25 RM1,060.00 RM1,317.00 RM1,799.00 Premium (1 Year) - Age 26 35 RM1,174.00 RM1,500.00 RM2,344.00 Premium (1 Year) - Age 36 45 RM1,635.00 RM1,953.00 RM2,737.00 Premium (1 Year) - Age 46 55 RM2,975.00 RM2,040.00 RM3,841.00 Premium (1 Year) - Age 56 60 RM3,494.00 RM3,748.00 RM5,706.00 Premium (1 Year) - Age 66 70 RM11,570.00 RM5,781.00 RM10,732.00 Premium (1 Year) - Age 76 - 80 RM17,487.00 RM8,236.00 RM10,732.00 PVM 2 (a) 107 RM350 365 Days As Charged 365 days X X YES X RM450,000 RM450,000 RM876 (RM73) RM1,345 (RM112) RM1,380 (RM115) RM1,524 (RM127) RM1,729 (RM144) RM2,209 (RM184) RM2,964 (RM247) RM6,049 (RM504) 40. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. 41. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. 42. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. 43. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. Faedah Tambahan (Extra Benefit): Bilik & Makan Hospital (Upgrade Room & Board) RM1,000 Will Take Effect Once Member has exhausted His / Her Per Disability Limit of RM150,000 44. Faedah program MediSavers Super Protector 500 Insurans Perubatan & Pembedahan Bilik & Makan Hospital RM500 Had Tahunan & Had Seumur Hidup Kad Perubatan RM2,100,000 Had Setiap Hilang Upaya (Setiap Penyakit) RM700,000 Insurans Kemalangan Peribadi RM200,000 Pendapatan Tunai Penghospitalan RM500 Faedah Tambahan Saringan Kesihatan 52 Jenis Ujian Saringan Pengesanan Kanser 5 Jenis Asia Assistant Network: Bantuan Kecemasan USD 1,000,000 Yes MediSavers Super Protector 350 RM350 RM1,950,000 RM650,000 RM150,000 RM300 52 Jenis Ujian N/A Yes 45. Umur Bawah 35 Tahun 46. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. Add-on Benefits From Pathlab: 50% Discount On Single Test & 20% Profile Screening. 20% Discount For All Products (Health Supplements) And Services At Pathlab Branches. 47. Registered & Approved Corporate Insurance Agency: Pathlab Health Management (M) Sdn Bhd Program Manager: Agency Reward Program Type Of Insurance Commission Period General Insurance Agents Life Insurance Agents 15% 1st Year: 35% 2nd Year: 25% 3rd Year: 15% 4th Year: 15% 5th Year: 10% 6th Year: 10% RM280 per case Until members age of 80 Years old NO Commission after 6 years Until members age of 80 Years old 48. Registered & Approved Corporate Insurance Agency: Pathlab Health Management (M) Sdn Bhd Program Manager: Type Of Insurance Commission Period General Insurance Agents Life Insurance Agents NO Total pay out 13% RM30 per Case Fee Every Year NO 4 Years Until members age of 80 Years old Agency Reward Program 49. Registered & Approved Corporate Insurance Agency: Pathlab Health Management (M) Sdn Bhd Program Manager: How To Kick Start MediSavers Program? 50. Registered & Approved Corporate Insurance Agency: Pathlab Health Management (M) Sdn Bhd Program Manager: Example : Full Time Agent Submit: 1 Case A Day, 30 Cases per Month & Maintain For 3 Years: Personal Sales Year Monthly Income 1st Year 30 cases x RM 280 = RM 8,400.00 per month 2nd Year RM 8,400.00 (New Biz) 3rd Year RM 8,400.00 (New Biz) Yearly Income RM100,800 = 16,800.00 per month + RM8,400.00 (Renew Biz) RM201,600 = 25,200.00 per month + RM16,800.00 (Renew Biz) RM302,400 51. Registered & Approved Corporate Insurance Agency: Pathlab Health Management (M) Sdn Bhd Program Manager: How To Kick Start MediSavers Program? 52. Registered & Approved Corporate Insurance Agency: Pathlab Health Management (M) Sdn Bhd Program Manager: How To Kick Start MediSavers Program? 53. Registered & Approved Corporate Insurance Agency: Pathlab Health Management (M) Sdn Bhd Program Manager: That means: If Your overriding is RM10: How To Kick Start MediSavers Program? Until Members 80Years Old 54. Registered & Approved Corporate Insurance Agency: Pathlab Health Management (M) Sdn Bhd Program Manager: Proposition : General Insurance Agents Joining MediSavers? Description General Insurance Company Total Commission pay Out Period Up to the Members age of 70 years old Agency Development System (National Recruitment) NO Medical Claim : Effect on annual Profit Commission YES Business Portfolio allow to pass to family members Subject to approval Personal Sales Quota YES Provide Admission Services NO Provide Claim Management NO Up to the members age of 80 years old YES NO YES NO YES YES 55. Registered & Approved Corporate Insurance Agency: Pathlab Health Management (M) Sdn Bhd Program Manager: Proposition : Life Insurance Agents Joining MediSavers? Description Life Insurance Company Total Commission pay Out Period 6years Agency Development System (National Recruitment) YES Cross Agency Recruitment NOT Allow Waiting Period (1,825 days) Status Promotion Agent > Unit Manager = 2 Years Unit Manager > Agency Manager = 3 Years Business Portfolio allow to pass to family members NO Personal Sales Quota YES Provide Admission Services NO Provide Claim Management NO Until Customers 80 years old YES YES NOT REQUIRE YES NO YES YES 56. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. 57. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. 58. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. 59. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. 60. Registered & Approved Corporate Insurance Agency: Pathlab Health Management (M) Sdn Bhd Program Manager: Exclusive Agency Service & Support 61. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. 62. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. 63. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. 64. Program Manager: Authorized Corporate Insurance Agency : Pathlab Health Management Sdn. Bhd. 65. Registered & Approved Corporate Insurance Agency: Pathlab Health Management (M) Sdn Bhd Program Manager: Market Opportunity? 66. Registered & Approved Corporate Insurance Agency: Pathlab Health Management (M) Sdn Bhd Program Manager: Medical Card Is A NEED We are the pioneer in a NEED market. 67. Registered & Approved Corporate Insurance Agency: Pathlab Health Management (M) Sdn Bhd Program Manager: According to Bank Negaras statistics in 2011, over 86% Malaysia population dont have medical Insurance. 86% Of Population NO Medical Insurance Malaysia Population: 28,000,000 68. Registered & Approved Corporate Insurance Agency: Pathlab Health Management (M) Sdn Bhd Program Manager: Setiap Orang Pun Risau Bil Hospital! Kami Memberikan Anda Jalan Penyelesaian & Membantu Anda! 69. Registered & Approved Corporate Insurance Agency: Pathlab Health Management (M) Sdn Bhd Program Manager: Liver Operation : RM600,000 70. Registered & Approved Corporate Insurance Agency: Pathlab Health Management (M) Sdn Bhd Program Manager: 71. Registered & Approved Corporate Insurance Agency: Pathlab Health Management (M) Sdn Bhd Program Manager: 72. Registered & Approved Corporate Insurance Agency: Pathlab Health Management (M) Sdn Bhd Program Manager: Require 3 Policy to do Cancer Treatment 73. Registered & Approved Corporate Insurance Agency: Pathlab Health Management (M) Sdn Bhd Program Manager: 74. Year Medical Cost (RM) Inflation (RM) 2012 2013 2014 2015 2016 2017 2018 2019 2020 RM 50,000 RM 57,500.00 RM 66,125.00RM 57,500.00 RM 66,125.00 RM 76,043.75 RM 87,450.31 RM 100,567.85 RM 115,653.02 RM 133,000.97 RM 152,951.11 RM 76,043.75 RM 87,450.31 RM 100,567.85 RM 115,653.02 RM 133,000.97 RM 152,951.11 RM 175,893.77 Example: Cost Of Illness = RM50,000 Within 9Yearly 75. Registered & Approved Corporate Insurance Agency: Pathlab Health Management (M) Sdn Bhd Program Manager: 76. Registered & Approved Corporate Insurance Agency: Pathlab Health Management (M) Sdn Bhd Program Manager: We Are Giving Solution & Helping People! 77. Registered & Approved Corporate Insurance Agency: Pathlab Health Management (M) Sdn Bhd Program Manager: 78. Registered & Approved Corporate Insurance Agency: Pathlab Health Management (M) Sdn Bhd Program Manager: 79. Registered & Approved Corporate Insurance Agency: Pathlab Health Management (M) Sdn Bhd Program Manager: