SENARAI SEMAKAN DOKUMEN PEMBIAYAAN · 2021. 4. 1. · SENARAI SEMAKAN DOKUMEN PEMBIAYAAN COP...

15
Borang yang telah lengkap diisi perlu dihantar atau pos ke alamat pejabat Koperasi TNB. (((TIDAK BOLEH FAKS atau EMEL))) SENARAI SEMAKAN DOKUMEN PEMBIAYAAN COP TERIMADISINI SEMAKAN ANGGOTA PERKARA BIL SEMAKAN KOPERASI 1. 2. Borang Permohonan Perlu Diisi Dengan Lengkap Dan Ditandatangani. Salinan Penyata Gaji 3 Bulan (Terkini). 3. 4. Salinan Kad Pengenalan Pemohon Dan Penjamin (Depan & Belakang) Salinan Bil Utiliti (Air atau Elektrik) 5. 6. Laporan CCRIS Bank Negara (Lengkapkan Borang Kebenaran Penzahiran Maklumat Kredit Individu) 7. Sila Nyatakan Jenis Pembiayaan, Jumlah Pembiayaan Dan Tempoh Bayaran Yang Ingin Dipohon. 8. Sila Nyatakan Pilihan Pengambilan Cek (Salinan Penyata Bank, Jika Memilih Untuk Dimasukkan Ke Dalam Akaun Bank “Akaun Bank Pemohon Sahaja”) 9. Mempunyai Yuran Dan Syer Sekurang-Kurangnya 10% Daripada Jumlah Pembiayaan Dipohon. 10. Sila Dapatkan Pengesahan Status Perkhidmatan. Melanggan Etiqa Takaful. - Pembiayaan RM35,000 Ke Bawah – Caruman Etiqa Takaful RM20.00 (Sebulan) (Rujuk Lampiran Etiqa Takaful Mutiara Plus) Melanggan Etiqa Takaful Minima RM20.00 1. 2. Borang Permohonan Perlu Diisi Dengan Lengkap Dan Ditandatangani (Maklumat Permohonan) Salinan Penyata Gaji 3 Bulan (Terkini) 3. 4. Salinan Kad Pengenalan Pemohon Sahaja (Depan & Belakang) Salinan Bil Utiliti (Air atau Elektrik) 5. 6. Laporan CCRIS Bank Negara (Lengkapkan Borang Kebenaran Penzahiran Maklumat Kredit Individu) 7. Sila Nyatakan Jenis Pembiayaan, Jumlah Pembiayaan Dan Tempoh Bayaran Yang Ingin Dipohon. 8. Sila Nyatakan Pilihan Pengambilan Cek (Salinan Penyata Bank, Jika Memilih Untuk Dimasukkan Ke Dalam Akaun Bank “Akaun Bank Pemohon Sahaja”) 9. Mempunyai Yuran Dan Syer Sekurang-Kurangnya 10% Daripada Jumlah Pembiayaan Dipohon. 10. Sila Dapatkan Pengesahan Status Perkhidmatan. DOKUMEN DIPERLUKAN BAGI PEMBIAYAAN TAWARRUQ BERJAMIN DOKUMEN DIPERLUKAN BAGI PEMBIAYAAN TAWARRUQ TANPA BERJAMIN 1. 2. Borang Permohonan Perlu Diisi Dengan Lengkap Dan Ditandatangani (Maklumat Permohonan) Salinan Penyata Gaji 3 Bulan (Terkini) 3. 4. Salinan Kad Pengenalan Pemohon Sahaja (Depan & Belakang) Salinan Bil Utiliti (Air atau Elektrik) 5. Sila Nyatakan Pilihan Pengambilan Cek (Salinan Penyata Bank, Jika Memilih Untuk Dimasukkan Ke Dalam Akaun Bank “Akaun Bank Pemohon Sahaja”) CATATAN (Untuk Kegunaan Pejabat Koperasi) DOKUMEN DIPERLUKAN BAGI PEMBIAYAAN TAWARRUQ YURAN & QARD 1. 2. Sila Pastikan Borang Permohonan Penama Anggota Koperasi TNB Diisi Dengan Lengkap Sila Pastikan Borang Penzahiran Data Maklumat Anggota (PDPA) Diisi Dengan Lengkap 3. Sila Pastikan Borang Kebenaran Penzahiran Maklumat Kredit Individu Ditandatangani. DOKUMEN-DOKUMEN LAIN YANG PERLU DITANDATANGANI NAMA : NO. PEKERJA : NO. TEL / HP : M/Surat 1 KOPERASI TENAGA NASIONAL BERHAD 96, JALAN BANGSAR, 59200 KUALA LUMPUR E-mail : [email protected]

Transcript of SENARAI SEMAKAN DOKUMEN PEMBIAYAAN · 2021. 4. 1. · SENARAI SEMAKAN DOKUMEN PEMBIAYAAN COP...

Page 1: SENARAI SEMAKAN DOKUMEN PEMBIAYAAN · 2021. 4. 1. · SENARAI SEMAKAN DOKUMEN PEMBIAYAAN COP TERIMADISINI SEMAKAN ANGGOTA BIL PERKARA SEMAKAN KOPERASI 1. 2. Borang Permohonan Perlu

Borang yang telah lengkap diisi perlu dihantar atau pos ke alamat pejabat Koperasi TNB. (((TIDAK BOLEH FAKS atau EMEL)))

SENARAI SEMAKAN DOKUMEN PEMBIAYAAN

COP TERIMADISINI

SEMAKAN ANGGOTAPERKARABIL SEMAKAN

KOPERASI

1.2.

Borang Permohonan Perlu Diisi Dengan Lengkap Dan Ditandatangani.Salinan Penyata Gaji 3 Bulan (Terkini).

3.4.

Salinan Kad Pengenalan Pemohon Dan Penjamin (Depan & Belakang)Salinan Bil Utiliti (Air atau Elektrik)

5.6.

Laporan CCRIS Bank Negara (Lengkapkan Borang Kebenaran Penzahiran Maklumat Kredit Individu)

7. Sila Nyatakan Jenis Pembiayaan, Jumlah Pembiayaan Dan Tempoh Bayaran Yang Ingin Dipohon.8. Sila Nyatakan Pilihan Pengambilan Cek (Salinan Penyata Bank, Jika Memilih Untuk Dimasukkan

Ke Dalam Akaun Bank “Akaun Bank Pemohon Sahaja”)9. Mempunyai Yuran Dan Syer Sekurang-Kurangnya 10% Daripada Jumlah Pembiayaan Dipohon.

10. Sila Dapatkan Pengesahan Status Perkhidmatan.

Melanggan Etiqa Takaful.- Pembiayaan RM35,000 Ke Bawah – Caruman Etiqa Takaful RM20.00 (Sebulan) (Rujuk Lampiran Etiqa Takaful Mutiara Plus)

Melanggan Etiqa Takaful Minima RM20.00

1.2.

Borang Permohonan Perlu Diisi Dengan Lengkap Dan Ditandatangani (Maklumat Permohonan)Salinan Penyata Gaji 3 Bulan (Terkini)

3.4.

Salinan Kad Pengenalan Pemohon Sahaja (Depan & Belakang)Salinan Bil Utiliti (Air atau Elektrik)

5.6.

Laporan CCRIS Bank Negara (Lengkapkan Borang Kebenaran Penzahiran Maklumat Kredit Individu)

7. Sila Nyatakan Jenis Pembiayaan, Jumlah Pembiayaan Dan Tempoh Bayaran Yang Ingin Dipohon.8. Sila Nyatakan Pilihan Pengambilan Cek (Salinan Penyata Bank, Jika Memilih Untuk Dimasukkan

Ke Dalam Akaun Bank “Akaun Bank Pemohon Sahaja”)9. Mempunyai Yuran Dan Syer Sekurang-Kurangnya 10% Daripada Jumlah Pembiayaan Dipohon.

10. Sila Dapatkan Pengesahan Status Perkhidmatan.

DOKUMEN DIPERLUKAN BAGI PEMBIAYAAN TAWARRUQ BERJAMIN

DOKUMEN DIPERLUKAN BAGI PEMBIAYAAN TAWARRUQ TANPA BERJAMIN

1.2.

Borang Permohonan Perlu Diisi Dengan Lengkap Dan Ditandatangani (Maklumat Permohonan)Salinan Penyata Gaji 3 Bulan (Terkini)

3.4.

Salinan Kad Pengenalan Pemohon Sahaja (Depan & Belakang)Salinan Bil Utiliti (Air atau Elektrik)

5. Sila Nyatakan Pilihan Pengambilan Cek (Salinan Penyata Bank, Jika Memilih Untuk DimasukkanKe Dalam Akaun Bank “Akaun Bank Pemohon Sahaja”)

CATATAN (Untuk Kegunaan Pejabat Koperasi)

DOKUMEN DIPERLUKAN BAGI PEMBIAYAAN TAWARRUQ YURAN & QARD

1.2.

Sila Pastikan Borang Permohonan Penama Anggota Koperasi TNB Diisi Dengan Lengkap

Sila Pastikan Borang Penzahiran Data Maklumat Anggota (PDPA) Diisi Dengan Lengkap

3.Sila Pastikan Borang Kebenaran Penzahiran Maklumat Kredit Individu Ditandatangani.

DOKUMEN-DOKUMEN LAIN YANG PERLU DITANDATANGANI

NAMA :

NO. PEKERJA :

NO. TEL / HP :

M/Surat 1

KOPERASI TENAGA NASIONAL BERHAD96, JALAN BANGSAR, 59200 KUALA LUMPURE-mail : [email protected]

Page 2: SENARAI SEMAKAN DOKUMEN PEMBIAYAAN · 2021. 4. 1. · SENARAI SEMAKAN DOKUMEN PEMBIAYAAN COP TERIMADISINI SEMAKAN ANGGOTA BIL PERKARA SEMAKAN KOPERASI 1. 2. Borang Permohonan Perlu

12 24 36 48 60 72 84 96 108 120

5,000 441 233 163 129 108 94 84 77 71 666,000 530 280 196 155 130 113 101 92 85 807,000 618 326 229 180 151 132 118 107 99 938,000 706 373 262 206 173 150 135 123 113 1069,000 794 419 294 232 194 169 151 138 128 119

10,000 883 466 327 258 216 188 168 153 142 13311,000 971 512 360 283 237 207 185 169 156 14612,000 1,059 559 392 309 259 226 202 184 170 15913,000 1,147 606 425 335 281 244 219 199 184 17214,000 1,236 652 458 361 302 263 236 215 198 18615,000 1,324 699 490 386 324 282 252 230 213 19916,000 1,412 745 523 412 345 301 269 245 227 21217,000 1,500 792 556 438 367 320 286 261 241 22518,000 1,589 839 589 464 389 339 303 276 255 23919,000 1,677 885 621 489 410 357 320 291 269 25220,000 1,765 932 654 515 432 376 336 307 284 26521,000 1,853 978 687 541 453 395 353 322 298 27822,000 1,942 1,025 719 567 475 414 370 337 312 29223,000 2,030 1,071 752 592 496 433 387 353 326 30524,000 2,118 1,118 785 618 518 451 404 368 340 31825,000 2,206 1,165 817 644 540 470 421 383 354 33126,000 2,295 1,211 850 670 561 489 437 399 369 34527,000 2,383 1,258 883 695 583 508 454 414 383 35828,000 2,471 1,304 915 721 604 527 471 429 397 37129,000 2,559 1,351 948 747 626 545 488 445 411 38430,000 2,648 1,398 981 773 648 564 505 460 425 39831,000 2,736 1,444 1,014 798 669 583 521 475 439 41132,000 2,824 1,491 1,046 824 691 602 538 491 454 42433,000 2,912 1,537 1,079 850 712 621 555 506 468 43734,000 3,001 1,584 1,112 876 734 639 572 521 482 45135,000 3,089 1,630 1,144 901 755 658 589 537 496 46436,000 3,177 1,677 1,177 927 777 677 606 552 510 47737,000 3,265 1,724 1,210 953 799 696 622 567 525 49038,000 3,354 1,770 1,242 979 820 715 639 583 539 50439,000 3,442 1,817 1,275 1,004 842 733 656 598 553 51740,000 3,530 1,863 1,308 1,030 863 752 673 613 567 53041,000 3,618 1,910 1,340 1,056 885 771 690 629 581 54342,000 3,707 1,957 1,373 1,082 907 790 707 644 595 55743,000 3,795 2,003 1,406 1,107 928 809 723 659 610 57044,000 3,883 2,050 1,439 1,133 950 827 740 675 624 58345,000 3,971 2,096 1,471 1,159 971 846 757 690 638 59646,000 4,060 2,143 1,504 1,185 993 865 774 705 652 61047,000 4,148 2,189 1,537 1,210 1,014 884 791 721 666 62348,000 4,236 2,236 1,569 1,236 1,036 903 807 736 680 63649,000 4,324 2,283 1,602 1,262 1,058 921 824 751 695 64950,000 4,413 2,329 1,635 1,288 1,079 940 841 767 709 66351,000 4,501 2,376 1,667 1,313 1,101 959 858 782 723 67652,000 4,589 2,422 1,700 1,339 1,122 978 875 797 737 68953,000 4,677 2,469 1,733 1,365 1,144 997 892 813 751 70254,000 4,766 2,516 1,766 1,391 1,166 1,016 908 828 766 71655,000 4,854 2,562 1,798 1,416 1,187 1,034 925 843 780 72956,000 4,942 2,609 1,831 1,442 1,209 1,053 942 859 794 74257,000 5,030 2,655 1,864 1,468 1,230 1,072 959 874 808 75558,000 5,119 2,702 1,896 1,494 1,252 1,091 976 889 822 76959,000 5,207 2,748 1,929 1,519 1,273 1,110 992 905 836 78260,000 5,295 2,795 1,962 1,545 1,295 1,128 1,009 920 851 79561,000 5,383 2,842 1,994 1,571 1,317 1,147 1,026 935 865 80862,000 5,472 2,888 2,027 1,597 1,338 1,166 1,043 951 879 82263,000 5,560 2,935 2,060 1,622 1,360 1,185 1,060 966 893 83564,000 5,648 2,981 2,092 1,648 1,381 1,204 1,077 981 907 84865,000 5,736 3,028 2,125 1,674 1,403 1,222 1,093 997 921 86166,000 5,825 3,075 2,158 1,700 1,425 1,241 1,110 1,012 936 87567,000 5,913 3,121 2,191 1,725 1,446 1,260 1,127 1,027 950 88868,000 6,001 3,168 2,223 1,751 1,468 1,279 1,144 1,043 964 90169,000 6,089 3,214 2,256 1,777 1,489 1,298 1,161 1,058 978 91470,000 6,178 3,261 2,289 1,803 1,511 1,316 1,178 1,073 992 92871,000 6,266 3,307 2,321 1,828 1,532 1,335 1,194 1,089 1,006 94172,000 6,354 3,354 2,354 1,854 1,554 1,354 1,211 1,104 1,021 95473,000 6,442 3,401 2,387 1,880 1,576 1,373 1,228 1,119 1,035 96774,000 6,531 3,447 2,419 1,906 1,597 1,392 1,245 1,135 1,049 98175,000 6,619 3,494 2,452 1,931 1,619 1,410 1,262 1,150 1,063 994

JADUAL BAYARAN BALIK PEMBIAYAAN TAWARRUQ

M/Surat 2

KOPERASI TENAGA NASIONAL BERHAD96, JALAN BANGSAR, 59200 KUALA LUMPURE-mail : [email protected]

Page 3: SENARAI SEMAKAN DOKUMEN PEMBIAYAAN · 2021. 4. 1. · SENARAI SEMAKAN DOKUMEN PEMBIAYAAN COP TERIMADISINI SEMAKAN ANGGOTA BIL PERKARA SEMAKAN KOPERASI 1. 2. Borang Permohonan Perlu

1 x Salinan Penyata Gaji Terbaru (3 Bulan)

PENGAKUAN PENJAMINSaya penjamin yang menurunkan tandatangan diatas , dengan ini mengaku serta faham dan menerima tanggungjawab secara berseorangan atau bersama-sama sebagai penjamin sekiranya peminjam ___________________________________________________________ No. Kad Pengenalan : ________________________________ gagal menjelaskan pinjaman / pembiayaan yang telah diluluskan berjumlah RM ________________ atau sebarang ansuran yang dikenakan maka Anggota Lembaga KOP TNB atau pegawai yang diberi kuasa adalah berhak

PERHATIANBerdasarkan SOP Koperasi TNB, Proses pembiayaan akan dibuat dalam tempoh 5 hari bekerja. Anggota tidak dibenarkan membuat sebarang bayaran tunai kepada mana-mana individu yang mendakwa boleh mempercepatkan proses pembiayaan.

1 x Salinan Kad Pengenalan (Pemohon & Penjamin)

Tawarruq T/Penjamin (Takaful)Tawarruq Berjamin.

Tawarruq YuranTawarruq Qard

M A K L U M A T P E R M O H O N A NNama Penuh : No. K/P (Baru) :

No. Pekerja : No. Anggota : Alamat Kediaman :

Poskod : Negeri :

Alamat Pejabat :

Poskod : Negeri :

Tel Pejabat :

Tel Rumah :

Tel Bimbit :

Alamat Emel :

Nama Ibu :

Gaji Pokok : RM

Jawatan :

M A K L U M A T P E N J A M I N - P E N J A M I N P E M B I A Y A A N B E R J A M I N S A H A J APENJAMIN 1 :Nama : ................................................................................................................................

No. Anggota : ............................................ No. Pekerja : .....................................................

No. K/P :......................................................... Tel Bimbit : ...................................................

Gaji Pokok : RM............................................

PENJAMIN 2 :Nama : ................................................................................................................................

No. Anggota : ............................................ No. Pekerja : .....................................................

No. K/P :......................................................... Tel Bimbit : ...................................................

Gaji Pokok : RM............................................

Jumlah Dipohon Tempoh Bayaran Pembiayaan

Tandatangan Penjamin 1 Tandatangan Penjamin 2

1 x Bil utiliti (1 Sahaja)

PENJAMIN 3 :Nama : ................................................................................................................................

No. Anggota : ............................................ No. Pekerja : .....................................................

No. K/P :......................................................... Tel Bimbit : ...................................................

Gaji Pokok : RM............................................

PENJAMIN 4 :Nama : ................................................................................................................................

No. Anggota : ............................................ No. Pekerja : .....................................................

No. K/P :......................................................... Tel Bimbit : ...................................................

Gaji Pokok : RM............................................

Tandatangan Penjamin 3 Tandatangan Penjamin 4

Sila is ikan nama penuh mengikut kad pengenalan anda

RM

Tarikh No. Rujukan

MOHON PEMBIAYAAN

Dokumen-dokumen Permohonan Pembiayaan Yang Diperlukan

Sila tanda jenis permohonan anda

* Sila isi borang ini dengan lengkap dan lampiran diperlukan untuk mempercepatkan proses kelulusan (Sekiranya Lengakap)

JENIS PEMBIAYAAN

6 12 18 24 30 36 4860 72 84 96 108 120

M/Surat 3

KOPERASI TENAGA NASIONAL BERHAD96, JALAN BANGSAR, 59200 KUALA LUMPURE-mail : [email protected]

Page 4: SENARAI SEMAKAN DOKUMEN PEMBIAYAAN · 2021. 4. 1. · SENARAI SEMAKAN DOKUMEN PEMBIAYAAN COP TERIMADISINI SEMAKAN ANGGOTA BIL PERKARA SEMAKAN KOPERASI 1. 2. Borang Permohonan Perlu

SILA POSKAN CEK TERSEBUT KE ALAMAT ( RUMAH PEJABAT )DATANG SENDIRI UNTUK MENGAMBIL CEK TERSEBUT (Cek Tunai Berpalang )SILA MASUKKAN KE DALAM AKAUN SAYA :-

PENGAKUAN PEMOHON Saya mengaku bahawa :-

1. Saya berkelayakkan mendapat pembiayaan ini berpandukan Undang-undang Kecil KOPERASI TNB.2. Butir-butir yang diberikan adalah betul dan benar belaka.3. Saya berupaya membayar balik pembiayaan ini berserta dengan bayaran perkhidmatannya.4. Saya bersetuju menerima jumlah pembiayaan yang kurang daripada jumlah yang dipohon mengikut budi bicara KOPERASI TNB.5. Saya bersetuju mematuhi syarat-syarat yang akan ditetapkan dan mengaku bahawa KOPERASI TNB berhak menolak / menarik balik kelulusan dan menuntut balik semua jumlah pembiayaan yang telah dikeluarkan sekiranya maklumat-maklumat yang diberikan tidak benar atau melanggar mana-mana peraturan / syarat yang telah ditetapkan.6. Saya memberi kuasa kepada KOPERASI TENAGA NASIONAL BHD untuk menuntut bayaran dari pampasan yang bakal saya terima bagi tujuan menjelaskan apa-apa jua baki pembiayaan dan bayaran yang masih tertunggak dengan KOP TNB semasa saya menjadi ahli KOP TNB. 7. Saya juga memberi kuasa kepada Ketua Akauntan TNB, untuk memotong pembiayaan KOPERASI TNB ini dari gaji saya bagi membayar balik wang pokok serta :- a) Kadar keuntunggan atas Pembiayaan Syariah (Kadar rata)

- Pembiayaan Tawarruq Berjamin 5.9% - Pembiayaan Tawarruq Tanpa Penjamin 5.9% - Pembiayaan Tawarruq Yuran 4.9% - Pembiayaan Tawarruq Takaful Kenderaan 5.9% b) Kadar faedah atas pembiayaan kepada anggota (Berdasarkan baki tahunan berkurangan) atas wang pokok mulai daripada bulan selepas pembiayaan itu dibayar kepada saya

- Khas untuk Anggota KOPERASI TNB sahaja.- Berjawatan tetap dan telah menjadi anggota selama 3 bulan.- Maksimum pembiayaan RM 50,000 atau 15 kali gaji bulanan termasuk 2 elaun iaitu pengangkutan dan eletrik.- Tempoh bayaran ansuran sehingga 120 bulan sahaja.- Mempunyai yuran dan saham sekurang-kurangnya 10% daripada pembiayaan.

KELAYAKKAN DAN SYARAT-SYARAT

PILIHAN PENGAMBILAN CEK.

No. Akaun :

MAYBANK CIMB

PUBLIC BANK RHB

BSN BANK RAKYAT

Lain-lain (sila nyatakan): .....................................................................

Hubungi Kami:-KOPERASI TNB96,JALAN BANGSAR, 59200 KUALA LUMPURNo. Tel : 03-2282 4660 No. Faks : 03-2282 7680Whatsapp : 019-2367264 / 019-2433425E-mail : [email protected] : www.koptnb.com

PENGESAHAN STATUS PERKHIDMATAN (KECUALI PEMBIAYAAN QARD & YURAN)

(Sila tandakan dibawah jika ada)

Tindakan tatatertib Proses bersara dari TNB Faktor Kesihatan Anak syarikat TNB Cuti tanpa gaji Proses berhenti TNB

Tandatangan & Cop Rasmi Ketua JabatanSurat Pengesahan Status Perkhidmatan

(Sila tandakan dibawah jika ada)

Saya dengan ini mengesahkan bahawa nama pemohonan di atas telah memberikan maklumat yang benar dan pemohon tidak dikenakan tindakan dibawah.

COPRASMI

TANDATANGAN PEMOHON

Tandatangan No. Pekerja Tarikh

M/Surat 4

Page 5: SENARAI SEMAKAN DOKUMEN PEMBIAYAAN · 2021. 4. 1. · SENARAI SEMAKAN DOKUMEN PEMBIAYAAN COP TERIMADISINI SEMAKAN ANGGOTA BIL PERKARA SEMAKAN KOPERASI 1. 2. Borang Permohonan Perlu

Nama :____________________________ Tarikh : _______________No. Pekerja :____________________________

Alamat Pejabat / Rumah:-________________________________________________________________________________ ________________________________________ ________________________________________

Kepada :-

BAHAGIAN SUMBER MANUSIA KUMPULANTENAGA NASIONAL BERHADNO 129, JALAN BANGSAR59200 KUALA LUMPUR

Tuan,

PENZAHIRAN DATA MAKLUMAT ANGGOTA – AKTA PERLINDUNGAN DATA PERIBADI, 2010 (AKTA 709)(merujuk pekeliling dikeluarkan pada 14 Februari 2014)

Perkara di atas adalah dirujuk.

2. Saya bersetuju dan memahami dengan jelas Akta Perlindungan Data Peribadi, 2010 (Akta 709) yang dinyatakan di muka surat dua (2).

3. Saya bersetuju memberi kebenaran kepada Tenaga Nasional Berhad dan Koperasi TNB untuk menyediakan maklumat peribadi yang diperlukan oleh kedua-dua organisasi bagi tujuan berikut:a. Untuk memberi kebenaran kepada Koperasi memaklumkan jumlah pembiayaan dan potongan gaji bulanan kepada Tenaga Nasional Berhad.b. Untuk memberi kebenaran kepada Tenaga Nasional Berhad memaklumkan kepada Koperasi TNB notis menamatkan perkhidmatan / bersara yang diterima dari saya.c. Untuk memberi kebenaran kepada Koperasi TNB memaklumkan baki pembiayaan kepada Tenaga Nasional Berhad sekiranya saya menamatkan keanggotaan Koperasi TNB atau menamatkan perkhidmatan / bersara dari Tenaga Nasional Berhad.d. Untuk memberi kebenaran kepada Tenaga Nasional Berhad membuat potongan dari faedah persaraan dan pampasan yang bakal saya terima bagi tujuan menjelaskan apa-apa jua baki pembiayaan dan bayaran yang masih tertunggak dengan Koperasi TNB.e. Untuk urusan bayaran balik wang anggota yang masih tersimpan di Koperasi TNB, sekiranya ada.

Sekian, terima kasih.

“Dengan Salam Koperasi”

Yang benar,

______________________ Tandatangan

M/Surat 5

Page 6: SENARAI SEMAKAN DOKUMEN PEMBIAYAAN · 2021. 4. 1. · SENARAI SEMAKAN DOKUMEN PEMBIAYAAN COP TERIMADISINI SEMAKAN ANGGOTA BIL PERKARA SEMAKAN KOPERASI 1. 2. Borang Permohonan Perlu

KOPERASI TENAGA NASIONAL BERHAD 96, Jalan Bangsar, 59200 Kuala Lumpur. Tel: 03-2282 4660/4399/4736 Fax: 03-2282 7680/1267/3419 E-mel: [email protected] / [email protected]: www.koptnb.com

KEBENARAN PENZAHIRAN MAKLUMAT KREDIT INDIVIDUSistem Pelaporan Kredit ANGKASA Dan RAM CREDIT INFO

PENDEDAHAN Pemohon dengan ini membenarkan Koperasi Tenaga Nasional Berhad / ANGKASA dan / atau pegawainya untuk menggunakan, mendedahkan, memberitahu apa-apa maklumat berhubung dengan akaun SPGA / beliau untuk tujuan atau berhubung dengan apa-apa tindakan atau prosiding diambil bagi tujuan penilaian kredit atau bayaran balik di bawah Terma dan Syarat ini; Pemohon dengan ini membenarkan Koperasi Tenaga Nasional Berhad / ANGKASA dan / atau pegawainya untuk penzahiran apa-apa maklumat individu yang berkaitan dengan kedudukan kredit,kemudahan atau akaun butiran pemohon kepada RAM Credit Information Sdn Bhd (“RAMCI”) dan pelanggan RAMCI termasuk Bank / Institusi kewangan, syarikat yang perlu; mengikut cara yang di anggap perlu berkaitan dengan maksud yang berikut. Pemohon dengan ini memberi kebenaran kepada RAMCI bagi pendedahan maklumat kredit, termasuk maklumat kredit perbankan kepada Koperasi Tenaga Nasional Berhad /ANGKASA dan / atau pegawainya bagi maksud yang berikut seperti yang dinyatakan di bawah seksyen 24, menurut Akta Pelaporan Kredit 2010. Persetujuan hendaklah kekal terpakai selagi pemohon mengekalkan akaun/ pinjaman/ Kredit/ apa-apa transaksi dengan organisasi. Tujuan pendedahan termasuk tetapi tidak terhad kepada :- - Pembukaan akaun - Penilaian / Pemarkahan kredit, - Kredit / Semakan akaun - Kredit / Pemantauan akaun - Kedudukan / Pemantauan akaun individu, - Tujuan pemulihan hutang, - Dokumentasi undang-undang dan/atau tindakan berkenaan kontrak atau kemudahan kredit yang telah diberi. Koperasi Tenaga Nasional Berhad / ANGKASA / RAMCI tidak akan bertanggungjawab sama ada secara langsung atau tidak langsung kepada Pemohon atau mana-mana orang lain untuk pendedahan sedemikian. TANDATANGAN PEMOHON

Nama seperti di Kad Pengenalan:

NO. K/P :

TARIKH :

DISAKSIKAN OLEH WAKIL KOPERASI TNB

Nama seperti di Kad Pengenalan (wakil) :

NO. K/P : Cop Rasmi TARIKH :

M/Surat 6

Page 7: SENARAI SEMAKAN DOKUMEN PEMBIAYAAN · 2021. 4. 1. · SENARAI SEMAKAN DOKUMEN PEMBIAYAAN COP TERIMADISINI SEMAKAN ANGGOTA BIL PERKARA SEMAKAN KOPERASI 1. 2. Borang Permohonan Perlu

M/Surat 7

Page 8: SENARAI SEMAKAN DOKUMEN PEMBIAYAAN · 2021. 4. 1. · SENARAI SEMAKAN DOKUMEN PEMBIAYAAN COP TERIMADISINI SEMAKAN ANGGOTA BIL PERKARA SEMAKAN KOPERASI 1. 2. Borang Permohonan Perlu

KOPERASI TENAGA NASIONAL BERHAD PERMOHONAN PENAMAAN96, Jalan Bangsar, 59200 Kuala LumpurTelefon : 03-2282 4660No. Fax : 03-2282 7680 No. Anggota :

No. Pekerja : Kepada,

Setiausaha,

Di bawah peruntukan Ordinan Syarikat Koperasi saya

iaitu seorang anggota Koperasi Tenaga Nasional Berhad dengan ini menamakan :-(nama huruf besar mengikut Mykad)

(nama huruf besar mengikut Mykad)

Sebagai orang / orang yang berhak menerima apa-apa wang yang berhak bagi saya sekiranya saya mati. Oleh kerana orang / orang-orang yang

dinamakan remaja Encik/Puan/Cik beralamat di bawah akan

menjadi penjaga remaja/ remaja-remaja itu.

Saya berkehendakkan wang itu dibahagi-bahagikan diantara orang yang dinamakan mengikut bahagian - bahagian berikut :

Ditandatangani oleh saya : Bertarikh :

Nama : Nama :

Alamat : Alamat :

Bertarikh pada : _____ / Bulan : ______________ / Tahun : _______________

(Penting : Orang-orang yang dinamakan tidak boleh menjadi saksi)

Penama (A) = %

Penama (B) = %

Alamat penjaga remaja :

Tandatangan saksi (I) Tandatangan saksi (II)

Jumlah 100 %

(Jika orang yang dinamakan lebih daripada seorang)

Penama (C) = %

Penama (D) = %

PENAMA (A)Nama :

No. K/P : Umur :

No. Tel/HP :

PENAMA (B)Nama :

No. K/P : Umur :

No. Tel/HP :

PENAMA (C)Nama :

No. K/P : Umur :

No. Tel/HP :

PENAMA (D)Nama :

No. K/P : Umur :

No. Tel/HP :

JADUAL BAYARAN BALIK PEMBIAYAAN TAWARRUQ

M/Surat 8

Page 9: SENARAI SEMAKAN DOKUMEN PEMBIAYAAN · 2021. 4. 1. · SENARAI SEMAKAN DOKUMEN PEMBIAYAAN COP TERIMADISINI SEMAKAN ANGGOTA BIL PERKARA SEMAKAN KOPERASI 1. 2. Borang Permohonan Perlu

M/Surat 9

Page 10: SENARAI SEMAKAN DOKUMEN PEMBIAYAAN · 2021. 4. 1. · SENARAI SEMAKAN DOKUMEN PEMBIAYAAN COP TERIMADISINI SEMAKAN ANGGOTA BIL PERKARA SEMAKAN KOPERASI 1. 2. Borang Permohonan Perlu

Etiqa Family Takaful Berhad (“Etiqa Family Takaful”) is licensed under the Islamic Financial Services Act 2013 to transact both family and general Takaful business in Malaysia and is regulated by Bank Negara Malaysia (BNM). Before you sign this Application Form, please read the IMPORTANT NOTICE and if you require, obtain a full and detailed explanation of thenotes mentioned in the IMPORTANT NOTICE.

IMPORTANT NOTICE 1. In this application form, unless stated otherwise, the words “I/we, you/your, me/us and my/our” means Participant/Person Covered wherever

applicable.2. In accordance with the requirements of Paragraph 5 of Schedule 9 of the Islamic Financial Services Act 2013, you must answer all questions and

make the required declarations in this application, and these answers and declarations must be accurate and complete.3. You must notify Etiqa Family Takaful in writing should there be a change to any answer or declarations in this application, prior to the date of

issuance of the certificate of Takaful.4. Acceptance of your application shall be subject to underwriting assessment .Cover will commence upon issuance of the certificate.5. Please notify the Takaful Intermediary or Etiqa Family Takaful of any change in your correspondence address and contact details including the

amendments to nominee(s) and/or executor(s), to enable Etiqa Family Takaful to effectively communicate with you.6. Please contact Etiqa Family Takaful’s Customer Contact Centre if you do not receive the certificate after thirty (30) business days upon the

submission of this application and all supporting documents.7. Please ensure you receive Etiqa Family Takaful’s official receipt within a reasonable time but not less than thirty (30) calendar days, failing

which you should contact Etiqa Family Takaful. It is important to retain the official receipt as proof of contribution payment.8. Please provide evidence of age (such as a copy of your NRIC) together with this application, as it is a pre-requisite for payment of Takaful benefits.

If age is misstated, the benefits, the surplus distributed (if any), the contributions, or the expiry date of the certificate may be varied.9. Please ensure that the Takaful Intermediary presents and fully explains the recommended plan in the language that you understand, and provides

you with the product disclosure sheet for your consideration. Please seek clarification from the Takaful Intermediary should you not understand anyof the terms and conditions therein.

10. If anyone induces or attempts to induce you to terminate your existing certificate, please report to Etiqa F a m i l y Takaful’s Customer ContactCentre immediately

11. If you have an enquiry or require further information, please contact Etiqa Family Takaful’s Customer Contact Centre via e-mail [email protected] or by calling 1-300-13-8888 from Malaysia. If you have a complaint, dispute or feedback, please contact Etiqa Family Takaful’sComplaints Unit via e-mail at [email protected], by calling 1-300-13-8888 within Malaysia or +603-2780-4500 from overseas, by facsimile to+603-2785-3093, or by post to Complaints Management Unit, Level 4, Tower C, Dataran Maybank, No. 1 Jalan Maarof, 59000 Kuala Lumpur.

12. If you are dissatisfied with the conduct of Etiqa Family Takaful, you may refer to Bank Negara Malaysia via e-mail at [email protected], bycalling at 1 300 88 5465, by facsimile to +603 2174 1515, or by post to Pengarah, Jabatan LINK & Pejabat Wilayah, Bank Negara Malaysia,P.O. Box 10922, 50929 Kuala Lumpur. If you dispute a decision made by Etiqa Family Takaful, you may refer to the Ombudsman for FinancialServices via e-mail at [email protected], by calling at +603 2272 2811, by facsimile to +603 2272 1577, or by post to Level 14, Main Block,Menara Takaful Malaysia, No.4, Jalan Sultan Sulaiman, 50000 Kuala Lumpur.

13. The Consumer Education Programme is available at www.insuranceinfo.com.my.

INSTRUCTIONS: Please complete in full and in CAPITAL LETTERS and tick (√) boxes as appropriate. Use BLACK ink only.

*Mandatory fields to be completedA: PERSONAL DETAILS OF PRINCIPAL PERSON COVERED ONLYLanguage for Correspondence Bahasa Malaysia English*Master Contract No. / Name ofContract Holder

*Type of Application/Contribution New Application, RM Inclusion of Covered Member Contribution Revision, from RM to RM

TitleMr Dr Dato’ Tan Sri Datin Puan Seri OtherMs Datuk Datuk Tun Datin Seri Toh Puan

Seri*Full Name(As per NRIC or Passport)

*ID Type Old NRIC Army Identity Card PassportBirth Certificate Police Identity Card Other (please specify)

*ID Type Number *New NRIC Number*Date of Birth *Gender: Male Female

*Marital Status *Race *Religion

*Nationality Malaysian Other (please specify)

*Residential Address (withPostcode) Town/City: Postcode: State: Country:

*Mailing Address (withPostcode), if different fromResidential Address Town/City: Postcode: State: Country:

GROUP MUTIARA PLUS TAKAFUL- APPLICATION FORM

KOPERASI TENAGA NASIONAL BHD

*

***

*

*

M/Surat 10

Page 11: SENARAI SEMAKAN DOKUMEN PEMBIAYAAN · 2021. 4. 1. · SENARAI SEMAKAN DOKUMEN PEMBIAYAAN COP TERIMADISINI SEMAKAN ANGGOTA BIL PERKARA SEMAKAN KOPERASI 1. 2. Borang Permohonan Perlu

*Telephone NumberOffice House

Mobile Fax

E-mail *Occupation (state the exactduty)

Staff No. Salary No.

*Name of Employer: *Nature of Business: (if self-employed)

*Business/ Employer Address

Town/City: Postcode: State: Country:

*Part Time Job (if any)

B. PRINCIPAL PERSON COVERED’S BANK ACCOUNT* DETAIL FOR RECEIVING BENEFIT PAYMENTS AND REFUNDS OF CONTRIBUTIONBank Name

Bank Account Number

Bank Branch Address

*The Principal Person Covered’s Bank Account must be maintained in Malaysia. In the case of an account outside Malaysia, please make a writtenrequest, providing account details to Etiqa Family Takaful. Etiqa Family Takaful reserves the right to agree or decline the request, and will advise you inwriting. The Principal Person Covered must furnish a copy of the bank passbook or bank statement for verification of account details.C: FOR PERSON COVERED (PIRNCIPAL’S SPOUSE AND CHILD/CHILDREN) (IF ALSO APPLYING TO BE COVERED)

Type of Details Spouse Child 1

*Name(As per NRIC or Passport)

*ID Type:Old NRIC Army Identity PassportBirth Card Other (please

Certificate Police Identity specify)Card

Old NRIC Army Identity PassportBirth Card Other (please

Certificate Police specify)Identity Card

*ID Type Number

*New NRIC Number:*Date of Birth*Gender Male Female Male Female

*Nationality Malaysian Other (please specify) Malaysian Other (please specify)

*Race

*Religion

*Marital Status

*Occupation

*Name of Employer

*Nature of Business (if selfemployed)

*New Application:Contribution Revision

RMFrom: RM to RM

RMFrom: RM to RM

Type of Details Child 2 Child 3

*Name(As per NRIC or Passport)

*ID Type:Old NRIC Army Identity PassportBirth Card Other

Certificate Police (pleasespecify) Identity Card

Old NRIC Army Identity PassportBirth Certificate Card Other

Police (please specify)Identity Card

*ID Type Number

*New NRIC Number:

*Date of Birth

*Gender Male Female Male Female

*Nationality Malaysian Other (please specify) Malaysian Other (please specify)

*

**

*

**

M/Surat 11

Page 12: SENARAI SEMAKAN DOKUMEN PEMBIAYAAN · 2021. 4. 1. · SENARAI SEMAKAN DOKUMEN PEMBIAYAAN COP TERIMADISINI SEMAKAN ANGGOTA BIL PERKARA SEMAKAN KOPERASI 1. 2. Borang Permohonan Perlu

*Race*Religion*Marital Status:

*Occupation

*Name of Employer

*Nature of Business (if selfemployed)

* New Application:Contribution Revision

Contribution: RM

Contribution: From: RM To RM

Contibution: RM

Contribution From: RM to RM

D: HEALTH DECLARATION (TO BE COMPLETED FOR SUM COVERED APPLIED ABOVE FREE COVER LIMIT)PrincipalPerson Spouse Child 1 Child 2 Child 3Covered

1 What is your current height (in cm)? …….cm ……..cm ……..cm ……….cm……cm

2 What is your current weight (in kg)?…….kg ………kg ………kg ……..kg……..kg

3 Do you smoke? If yes how many sticks per day and how long have you been smoking?Principal Person Covered:................................. sticks/day for....................... year(s)Spouse :................................. sticks/day for .......................year(s)

YesNo

� � � � �� � � � �

4 Have you ever had, been diagnosed, or been treated, with anillness/disease/disorder/condition, directly or indirectly related to the following:a) Cancer, tumor, cyst, abnormal lump/growth/swelling, leukemia, melanoma or

lymphomaYesNo

� � � � �� � � � �

b) Heart, blood vessels, lymph, lymph glands (including coronary artery disease, heartattack, heart murmur, hypertension, high cholesterol, stroke)

YesNo

� � � � �� � � � �

c) Blood (including anemia, thalassemia, low platelet count, bleeding problems or anyother blood disorder)

YesNo

� � � � �� � � � �

d) Lungs (including pneumonia, tuberculosis) YesNo

� � � � �� � � � �

e) Gall bladder, liver, stomach, esophagus, bowel (including hepatitis B or C, blood inthe stools, colitis, Crohn's disease)

YesNo

� � � � �� � � � �

f) Brain, nerves (including epilepsy, convulsions, seizures, fits, Parkinson's disease,multiple sclerosis, Alzheimer's disease, paralysis, involuntary tremors, psychiatricillness, dementia)

YesNo

� � � � �� � � � �

g) Thyroid, pancreas, and endocrine glands (including diabetes, goiter, pancreatitis,hormone disorders)

YesNo

� � � � �� � � � �

h) Muscles, bones, joints (including gout, arthritis, rheumatism, prolapsed intervertebraldisc, physical abnormality, physical dismemberment or disability)

YesNo

� � � � �� � � � �

i) Kidneys, bladder, urinary tract (including blood in the urine, abnormal levels of sugaror protein in urine, kidney stones, and for males, the prostate)

YesNo

� � � � �� � � � �

j) Immune system (including SLE - Systemic Lupus Erythematosus) YesNo

� � � � �� � � � �

k) HIV, AIDS, sexually transmitted disease (including herpes, syphilis) YesNo

� � � � �� � � � �

l) For males: prostate disease YesNo

� � � � �� � � � �

m) For females: breast, cervix, uterus, ovaries (including breast lump, carcinoma in situ,breast or ovarian cyst, fibroid)

YesNo

� � � � �� � � � �

5 In the past 5 years have you ever had or been advised to have or do you intend toundergo any investigations/ screening test including blood/urine tests?

YesNo

� � � � �� � � � �

6 Are you currently receiving/considering to seek any medical treatment/advise or in thepast 5 years have you ever been referred to or admitted to a hospital or medical facilityor ever undergone/been advised to undergo a surgery?

YesNo

� � � � �� � � � �

If your answer is “yes” to any of the above questions, please provide the following details:Name of Person Covered:……………………………………………………………………………………………………………………………………… ……

Diagnosis………………………………………………………………………………………………………………………………………………………………

Date…………………………………………………………………………………………………………………………………………………………………….

Treatment duration:………………………………………………………………………………………………………………………………………………….

Type of treatment:……………………………………………………… ……………………………………………………………………………………………

Attending doctor particulars:………………………………………………………………………………………………………………………………………..

Current condition:…………………………………………………………………………………………………………………………………………………….

**

**

*

M/Surat 12

Page 13: SENARAI SEMAKAN DOKUMEN PEMBIAYAAN · 2021. 4. 1. · SENARAI SEMAKAN DOKUMEN PEMBIAYAAN COP TERIMADISINI SEMAKAN ANGGOTA BIL PERKARA SEMAKAN KOPERASI 1. 2. Borang Permohonan Perlu

7 Have any of your natural parents and/or siblings, ever suffered from or died as a result ofdiabetes, cancer, kidney disease, stroke or any other hereditary disease before the ageof sixty (60) years? If yes, please provide details of diagnosis, age of onset, current ageif living, or age deceased.

YesNo

� � � � �� � � � �

8. Existing coverageHave you ever had an application, renewal or reinstatement of a Life Policy or FamilyTakaful contract, declined, postponed, rated or subject to special terms, if yes pleaseprovide details.

YesNo

� � � � �� � � � �

E: NOMINATION, PAYMENT OF TAKAFUL BENEFITSIMPORTANT NOTESTakafulPursuant to Section 142 of the Islamic Financial Services Act 2013 (Schedule 10), sets out that a Principal Person Covered who has attained the age ofsixteen (16) years may assign the Takaful benefits to a nominee or designate the nominee to receive the Takaful benefits as a beneficiary underConditional Hibah; or designate the nominee to receive the Takaful benefits as an executor.Nomination of ExecutorFor a Muslim Principal Person Covered, the Executor(s) is the recipient of the Takaful benefits according to the percentage (%) indicated and isresponsible to distribute the benefits in accordance to Faraid law. Should anyone of the Executors predecease the Principal Person Covered, his/herportion shall be divided equally among the surviving Executors.For a Non-Muslim Principal Person Covered, the Executor(s) is the recipient of the Takaful benefits according to the percentage (%) indicated which isto be distributed according to the applicable law. Should any one of the Executors predecease the Principal Person Covered, his/her portion shall bedivided among the surviving Executors in accordance with the applicable law.Nomination of Beneficiary(ies) under Conditional HibahThe Beneficiary(ies) is entitled to receive the Takaful benefits on the basis of Conditional Hibah(Gift). Conditional Hibah has the effect of transferringownership of theTakaful benefits payable to the Beneficiary(ies) upon the death of the Principal Person Covered and shall not form part of the estate ofthe Principal Person Covered or be subject to his/her debts. Conditional Hibah, is however, a gift which the Principal Person Covered may revokeduring his/her lifetime.If the Beneficiary(ies) is incompetent at the point of claim payment, the Takaful benefits shall be paid to the parent of the incompetent nominee, andwhere there is no surviving parent of the incompetent nominee:(i) if the Takaful benefits do not exceed fifty thousand ringgit, the Takaful benefits shall be paid to a proper claimant as defined in the Islamic

Financial Services Act 2013;and(ii) if the Takaful benefits exceed fifty thousand ringgit, the Takaful benefits shall be paid to the Public Trustee or a trust company nominated by the

Principle Person Covered.If the Beneficiary(ies) under Conditional Hibah predeceases the Principle Person Covered, the share of the deceased Beneficiary(ies), upon the death ofthe Principal Person Covered, shall be paid to the estate of the Principal Person Covered unless the Principal Person Covered has made a subsequentnomination in place of the deceased Beneficiary(ies).Payment to the Beneficiary(ies) named herein shall discharge Etiqa Family Takaful from all obligations and liabilities under the Certificate.

No. Option Please tick one (1) only1. Nomination of Executor(s)2 Nomination of Beneficiary(s) under Conditional Hibah

EXECUTOR / BENEFICIARY DETAILSExecutor / Beneficiary I Executor / Beneficiary II Executor / Beneficiary III

*Name*Gender*ID Type(Old IC/ Birth Cert No./Army/ Police/Passport No./ Others)*ID Type Number* New NRIC Number*Date of Birth (DD/MM/YYYY)NationalityOccupation(State the exact duty)Name of EmployerNature of Business (if self employed)*Relationship with Principle PersonCovered* Share (%)Current/Savings Account NumberBank NameResidential Address

*Mailing Address (if different fromResidential address)

*Telephone Number Home:Office:Mobile:

Home:Office:Mobile:

Home:Office:Mobile:

*

M/Surat 13

Page 14: SENARAI SEMAKAN DOKUMEN PEMBIAYAAN · 2021. 4. 1. · SENARAI SEMAKAN DOKUMEN PEMBIAYAAN COP TERIMADISINI SEMAKAN ANGGOTA BIL PERKARA SEMAKAN KOPERASI 1. 2. Borang Permohonan Perlu

Notes:- * Mandatory fields to be completed.- Nomination is allowed only if the Principal Person Covered is the Person Covered.- Submission of a copy of the nominee (s) NRIC/Passport/Birth Certificate is/are encouraged.- If there are more than 3 nominees, please submit an additional nomination form.- The latest submission and endorsement of a nomination by the Etiqa Family Takaful will supersede any previous nomination made.- Please inform your nominee about the nomination pursuant to this application.

F: CONSENT FOR MINOR PERSON COVERED (To be completed by the Parent / Legal Guardian if Person Covered is between 1 and 16 age nextbirthday)I hereby give my consent for a takaful Certificate to be issued on the life of my child/ward and that he/she is the Person Covered of the takaful Certificate.I consent to the additional declaration to be given by my child/ward in any questionnaires relating to this application.

Name of Parent / Legal Guardian*: : ………………………………………………………………………………………………………………..

New NRIC: ………………………………………………………………………………………………………………..

Old IC/Passport. ……………………………………………………………………………………………………………….

Relationship with Child ……………………………………………………………………………………………………………….

Signature of Parent / Legal Guardian:

*Please submit legal documents showing proof as Legal Guardian.G: DECLARATION / AUTHORISATION AND AQADPlease read carefully before signing this application.1. I/we am/are aware that I/we must answer all questions and declarations in this application, and that these answers and declarations are accurate

and complete. I/we agree that failure to answer a question or declaration, or incorrectly answering a question or declaration, may result intermination of the Certificate, a claim not being paid or reduced, or the terms and conditions of the Certificate being changed.

2. I/we agree to notify Etiqa FamilyTakaful in writing should there be a change to any answers or declarations in this application, prior to the timethat the contact is entered into, varied or renewed of the Certificate. I/we agree that failure to notify Etiqa Family Takaful of any such change, mayresult in voidance of the Certificate, a claim not being paid or reduced, or the terms and conditions of the Certificate being changed

3. I/We confirm that I/We fully understand that my/our answers and declarations in this application, and any other relevant documents completed byme/us in connection with this application and in any medical report, questionnaires, or amendments given thereto, shall be relied upon by EtiqaFamily Takaful in deciding whether to accept my application or not.

4. I/We hereby authorise any physician, hospital, clinic, Takaful operator/insurance company, financial institution or any other organisation or companyor person that has any records or knowledge about me/us, my/our financial standing or my/our health, to disclose to Etiqa F a m i l y Takafulor its representatives any or all information about me/us with reference to my/our family history and/or my/our financial standing and/or medicalhistory before or after my/our death. I/We agree that a photocopy or facsimile of this authorization shall be considered as effective and as validas the original and legally binding on anyone who takes over any of my/our legal rights.

5. Sum Covered applied up to Free Cover Limits onlyI/We understand and agree that pre-existing condition will not be covered except for death benefit under this plan from the commencement date orreinstatement date, whichever is later.

6. Sum Covered applied above Free Cover Limits onlyI/We understand and agree that the Takaful coverage I/we have applied for shall only take effect on the date of the TAKAFUL CERTIFICATE HASBEEN ISSUED by Etiqa Family Takaful provided always that this application has been approved and that the full contribution has been receivedby Etiqa Family Takaful during my/our lifetime and that prior to or as at the date of commencement of the cover, there has been no alterations as tomy/our health. If the initial contribution is paid via cheque, I/we understand that the Takaful coverage will only commence after the chequehas been cleared. Commencement Date starts from the contribution deduction month or the inclusion date of the Person Covered, whichever is later.

7. Personal Data Protection Act 2010 (PDPA)I/We, agree, consent and allow Etiqa Family Takaful to process my/our personal data (including sensitive personal data) (‘Personal Data’) with theintention of entering into a contract of Takaful, in compliance with the provisions of the PDPA.I/We, understand and agree that any Personal Data collected or held by Etiqa Family Takaful (whether contained in this application or otherwiseobtained) may be held, used, processed and disclosed by Etiqa Family Takaful to individuals and/or organizations related to and associated withEtiqa Family Takaful or any selected third party (within or outside Malaysia, including medical institutions, reinsurers, claim adjusters/investigators,solicitors, industry associations, regulators, statutory bodies and government authorities) for the purpose of processing this application andproviding subsequent service related to it and to communicate with me/us for such purposes.I/We understand that I/we have a right to obtain access to and to request correction of any Personal Data held by Etiqa Family Takaful concerningme/us. Such request can be made by completing the Access Request Form available at all Etiqa Family Takaful branches or contact EtiqaFamily Takaful via email at [email protected]. In accordance with the provisions of the PDPA, I/we may contact the Customer Service Centre atEtiqa Family Takaful Oneline at 1 300 13 8888 for the details of my/our Personal Data. Such information shall only be granted upon verification.Should I/we not provide an updated bank account for auto credit purposes to Etiqa Family Takaful (please refer Section B above), I/we consentthat my account with Maybank Group may be utilised for the same purpose.

8. APPLICATION OF PRINCIPLES OF TAKAFULI/We agree to participate in this Group Takaful scheme based on the principle of Takaful. I/We agree to the concept of Tabarru’ (donation) for thepurposes of mutual support of other participants and with this contribution, I/we are entitled to the Takaful cover as expressed in the terms andconditions of this Takaful contract.I/We agree to pay the Wakalah Fee (as shown in the Product Disclosure Sheet and as mentioned in the Takaful Certificate) to Etiqa FamilyTakaful, as a deduction from contributions, to cover the expenses of managing and distributing the Group Takaful scheme.I/We understand that at the end of each financial year, the underwriting surplus (if any) from the Participants’ Risk Fund (PRF) will be determined byEtiqa Family Takaful. I/We agree that 50% of the distributed surplus (if any) will be paid to Etiqa Family Takaful as an incentive for operating andmanaging the PRF, and the balance of 50% will be shared amongst Persons Covered whose Certificates have not terminated and who have notmade any claim within the financial year.I/We agree to appoint Etiqa Family Takaful to manage the Participant's Investment Funds (PIF) according to the principles of Shariah, and thatEtiqa Family Takaful will be paid an incentive fee for managing the performance, according to the following table:

M/Surat 14

Page 15: SENARAI SEMAKAN DOKUMEN PEMBIAYAAN · 2021. 4. 1. · SENARAI SEMAKAN DOKUMEN PEMBIAYAAN COP TERIMADISINI SEMAKAN ANGGOTA BIL PERKARA SEMAKAN KOPERASI 1. 2. Borang Permohonan Perlu

Product NameINCENTIVE FEE FROM INVESTMENT PROFIT IN PIF (where applicable)

Person Covered Etiqa Family TakafulGroup Mutiara Plus Takaful

We further agree that if the surplus or any sum payable is less than Ringgit Malaysia Ten (RM10.00) it will be credited into a charity fund which will beutilized as ‘amal jariah’ on behalf of the participants.

I/we hereby declare, after reading and understanding the rules pertaining to the Plan above, that I/we would like to participate in the Plan and agree toabide to the rules of the Plan. I/we agree to pay RM per month as contribution for the Plan and consent for

to deduct the same amount from my/our salary.

.................................................. .............................................Signature of Person Covered Date Signature of Spouse Date

Name of Person Covered................................................................................ Name of Spouse:....................................................................................

.................................................. .............................................Signature of Child 1 (if above 16 years) Date Signature of Child 1 (if above 16 years) Date

Name of Child 1.............................................................................................. Name of Child 2:....................................................................................

...................................................Signature of Child 3 (if above 16 years) Date

Name of Child 3................................................................................................

...................................................*Signature of Witness Date

Name:.............................................................................................................

NRIC No..........................................................................................................

* Witness must be at least 18 years of age, of sound mind and can not be a named nominee

H: DECLARATION BY TAKAFUL INTERMEDIARY / SALES CHANNEL

In this section, “I” refers to the Takaful Intermediary / Sales Channel Officer.

1. I hereby declare that the information contained in the application form is the only information given to me by the Person Covered and I have notwithheld any other information which might influence the acceptance of this application.

2. In compliance with the Anti-Money Laundering, Anti-Terrorism Financing, and Proceeds of Unlawful Activities Act 2001 and Islamic FinancialServices Act 2013, I hereby confirm that I have sighted the Person Covered’s original NRIC, birth certificate, or passport and verified by me at thepoint of sales.

3. I hereby confirm that I have explained to the Person Covered the information contained in the product disclosure sheet.

Name Takaful Intermediary/ :…………………………………………….Sales Channel Officer

Takaful Intermediary’s/Sales Channel O�cer’s Signature New NRIC No : ………………………………….…………Takaful Intermediary’s/ SalesChannel O�cer’s Contact No : ………………………………..……….

Date :………………………………………..

FOR ETIQA FAMILY TAKAFUL BERHAD'S USE ONLYDate Received in Head Office:Monthly Contribution:Inclusion Date Approved Date:Reviewed by:

MemberFormv3-2017

* *

*

M/Surat 15