PERAK FESTIVAL OF IDEAS 2017“Transformasi Pentadbiran Tanah dan Mineral Ke arah Peningkatan

Kualiti Penyampaian” IPOH CONVENTION CENTER

7 SEPTEMBER 2017

UNIVERSITI TUN HUSSEIN ONN MALAYSIA

WAKAF DALAM PEMBANGUNAN HARTANAH UMMAH

AGENDAuPengenalan

Wakaf dan sosioekonomi ummah

uMemahami wakafMaksud wakaf kontemporari

uPelan Induk TransformasiPembangunan Hartanah Wakaf

uKajian Kes – Iskandar Malaysia

uKesimpulan

WAQF AND SOCIO-ECONOMIC

RELIGION –

mosque, madrasah, cemetery such as An Nabawi Mosque, Al Mansur Mosque in Baghdad and Umawi

Mosque in Syria.

EDUCATION –

Abbasiyyah (754-1258M) until Ottoman (1299-1924M) including school, Al Azhar University (Egypt), Al-

Qarawiyyin University (Maghribi) etc.

ECONOMY –

Banking, hotel, housing, cash, sukuk intifa’, culinary, chattel, farming etc.

JENIS WAKAF

KONSEP WAKAF

Wakaf Ahli (Zurri)

Klasifikasi wakaf

Wakaf yang diwujudkan bagi maksud khususmengikut hukum syarak

Wakaf yang diwujudkan bagi maksud umummengikut hukum syarak

Wakaf Khairi

Wakaf AmWakaf Khas

Wakaf berasal daripada bahasaArab waqf, iaitu nama terbitan

(masdar) dari kata kerjawaqafa ia mempunyaiberbagai-bagai maknamengikut tujuan dan

penggunaan ayat itu sendiri

Waqf bermaksud berhenti (نكسلا)

Waqf bermaksud menegah ( عنملا )

Waqf bermaksud menahan (سبحلا)

DEFINISI WAKAF

ISTIBDALLAND SWAP

Bermaksud menukar atau menggantikan aset wakaf yang tidak dapat memberimanfaat kepada umat Islam dengan aset baru yang lebih baik dari segi nilaiatau manfaatnya menggunakan hasil jualan tersebut – mengikut fatwa danperaturan

KONSEP WAKAF – TAHAP KEFAHAMAN SEDERHANA

wakaf mengikut istilah bahasa dengan al-habs ertinya menahan, kerana al-habs itu lebih hampir kepada pengertian syarak. Muhammadiyyah –pengembangan nilai

“untuk orang lain, sebagai ekuiti atau benteng lestari”

“saiz kecil dan tak perlu segera”

Risiko, ketakpastian dan nilai potensi pembangunan

Wakaf Irsod

Kegunaan: keagamaan, kebajikan dan

pendidikan

SUMBER: ISMAIL, AMINAH DAN JULAIDA, 2017

Ø INVESTMENT QUALITIES (CASH VS PROPERTY)

inalienability / transferability (except leasehold)

perpetuity and liquidity(durability and security)

IDEAL income, demand, equity, appreciation and leverage

PROPERTY INVESTMENT QUALITIESu Property waqf is considered as a permanent

instrument of protection or retaining wall of the ummah (the belt that reinforcing and strengthen the assets of the ummah in long term).

u Despite real estate waqf protects the ummah from erosion in landownership, thedevelopment of real property is highly capital intensive and encompass several of complex layers.

u Difficulties in waqf property are confined to 3 categories; legal and administrative, economic and financial and socio-political elements of waqf land supply constraints:

u First, the legal and administrative frameworks are consisting of lacking in terms of proper registration of waqf land and inadequate database etc

u Secondly, the financial rules in securing fund for development from banks and financial institutions had dampened the initiatives to develop waqf land

u Thirdly, regarding socio-political agenda, sensitivity of the ownership and survivorship of the Malay/Muslims agenda had adversely affected waqf land

PROPERTY AS AN INVESTMENT

Professor Sirman Jaffe pointed out that investment in property offers IDEAL kind of investment (income producing, always have demand, equitable, capital and rental appreciation and leveraging with the bank loan) which indicated that the investment in property is good prospects.

TABUNG BAITULMAL SARAWAK

PERBADANAN WAKAF

SELANGOR

SABAH

P.PINANG

TERENGGANU

JOHOR

SELANGOR

PERAK PAHANG

KELANTAN

N.SEMBILAN

SARAWAK

MELAKA

W. PERSEKUT

UAN

KEDAH PERLIS

- 15 -

COUNTRIES APPLICATION OF PROPERTY WAQF

1. UAE, Indonesia Universities, shares, coupon/ certificate of cash waqf andfunds for commercial and social activities

2. United Kingdom and USA

Universities, manufacturing, offices, commercials, agricultureetc

3. Egypt, KuwaitUniversities, manufacturing, food and drinks, investing inIslamic banking, hotel, housing, office building, petrol station,etc.

4. Saudi Arabia and Singapore Building, Suku’ Intifa’ and Suku’ Musyarakah etc

5. Bangladesh and Nigeria University, hospital, social bank etc..

6. TurkeySchool, hospital, universities, dapur umum, bazaar, waqfbank etc.

7. Malaysia Development of cash waqf, share, corporate waqf, universityendowment, property eg hotel, agriculture, school etc

STATISTIK TANAH WAKAF DI MALAYSIA

BIL. LOT 14,356

KELUASAN 30,888.89 hektar(76,328.11 ekar)

SUMBER: PELAN INDUK TRANSFORMASI HRTA TANAH WAKAF, 2016

KELUASAN TANWAKAF KHAS DAN WAKAF AM DAN WAKAF KHAS

PERKARA

JUMLAH KESELURUHANJUMLAH BESAR KESELURUHAN

(tidak termasuk negeri Johor)

AM KHAS LAIN-LAIN

Jumlah Lot 1,787 5,861 754 8,402

Luas Keseluruhan (Hektar) 1,554.01 8,190.16 882.27 10,626.44

Bil. Lot Tanah Berpotensi 23 37 22 82

Luas Tanah Wakaf Berpotensi (Hektar)

62.99 103.66 17.70 184.35

SUMBER: PELAN INDUK TRANSFORMASI HARTA TANAH WAKAF - 2016

CONSTRAINING FACTORS ON PROPERTY WAQF IN MALAYSIASUMBER: PELAN INDUK TRANSFORMASI HARTA TANAH WAKAF, 2016

18

ADMINISTRATION AND MANAGEMNET

i. Human resourcesii. Holding costsiii.Out dated recordsiv.Lacking of fundings

LEGAL

I. Constraints on ownership and land tenure

II. Restriction in interests and conditions of land uses under NLC 1965

III. Registration IV. Transaction costsV. Undivide sharesVI. Perspectives from agents

and agencies

PLANNING

I. Lack on integrated planning

II. Only reserved land without own zoning

III.Need various studies

ECONOMIC

I. Financial resourcesII. Rental and leaseholding

PHYSICAL

I. LocationII. TopographyIII. SizeIV. TresspassingV. Land availability

KUALA LUMPUR FEDERAL TERRITORY

IMARAH WAQF TOWER MAIWP

§ Development cost RM151 million§ in 2016 valued more than RM250 million§ building height 34 storey

PULAU PINANG

TAMAN WAKAF SEETEE AISAH

§ Construction costs RM13.79 Juta million

§ 76 unit terrace houses and 9 unit shop/offices

HOTEL PANTAI PUTERI (JAWHAR-MAIM)

§

§Construction cost RM25.6 m§ Building 7 storey three star§ Partnership between JAWHAR and MAIM

MELAKA

PERAK

TAMBUN BUSINESS MALL§ cost RM1.6 million§ 4 unit shophouses 4 unit offices

PENDEKATAN BARU (GAME CHANGERS)

PENDEKATANKORPORATDALAMSISTEMPENGURUSANDANPENTADBIRANHARTATANAHWAKAF

1

PENYELARASAN PROJEK PEMBANGUNAN HARTA ANAH WAKAF

2

PEMANTAPAN SISTEM MAKLUMAT HARTA TANAH WAKAF SECARA BERSEPADU

3

PENYERAGAMAN PENGURUSAN DAN PEMBANGUNAN HARTA TANAH WAKAF

4

Mentransformasi dan memodenkansistem urus tadbir harta tanah wakafoleh ABW.Mengkorporatkan badan ataumemperkasakan bahagian wakaf diMAINMemperkukuh jalinan kerjasama ikhlasantara ABW dengan GLC, syarikatswasta dan agensi-agensi berkaitandalam dan luar negara.

Mewujudkan Pusat Sehenti Wakaf(Wakaf OSC) di JAWHAR.Menyelaras pembangunan secaraberpusat di JAWHAR bagi projek-projek yang dibiayai KerajaanPersekutuan.Pembangunan yang berimpaktinggi selaras dengan aspirasinegara.

Menaik taraf sistem pangkalan data hartatanah wakaf yang sistematik, bersepadudengan kod keselamatan antara ABW.Memperkasa sistem pangkalan data danmaklumat pendaftaran harta tanah wakafantara PTG,PTD, JPBD, JPPH, JUPEM danagensi berkaitanMenyediakan analisis berkala berkaitanmaklumat harta tanah wakaf mengambilkira faktor kerahsiaan dan keselamatan maklumat.

Mewujudkan keseragaman dalam perundangan, pengurusan dan pembangunan tanah wakaf.

ABW dan agensi berkaitan termasuk IPTA bekerjasama menjalankan penyelidikan dan pembangunan (R&D), latihan dab pembelajaran yang bersesuaian dari semasa ke semasa.

THE CASE STUDY ON HOUSING AFFORDABILITY IN ISKANDAR MALAYSIA

02468

10

<750

751-10

00100

1-1250

1251-1

500150

1-1750

1751-2

000200

1-2250

2251-2

500250

1-2750

2751-3

000300

1-3250

3251-3

500350

1-3750

3751-4

000400

1-4250

4251-4

500450

1-4750

4751-5

000500

1-5250

5251-5

500550

1-5750

5751-6

000600

1-6250

6251-6

500650

1-6750

6751-7

000750

1-7750

7501-7

750775

1-8000

IncomeDistribution%

MB3MB4

EKUITI PEMILIKAN HARTANAH ISKANDAR MALAYSIA 2013

Flagship

A B C D E

Median Household Income (RM) 1750 2750 2000 2250 2250

Median Single Storey Terrace 200000 202084 145000 155000

Median Double Storey Terrace 310000 277000 200000 220000

Median Multiple A B C D E

Median Multiple Single Terrace 9.52 6.12 - 5.37 5.74

Median Multiple Double Storey Terrace 14.76 8.40 - 7.41 8.15

Kemampuan responden untuk memiliki rumah dianggar menggunakan Teknik Median Multiple yakni indeks ukuran tahap

kemampuan pemilikan rumah yang digunakan oleh United Nation dan Harvard University seperti skala Median Multiple.

Demographia International Housing Affordability Survey

Housing Affordability Rating CategoriesRating Median Multiple

Severely Unaffordable (Teramat tidak mampu)

Seriously Unaffordable (Amat tidak mampu)

Moderately Unaffordable (Sederhana tidak mampu)

Affordable (Mampu)

> 5.1 (FINDINGS)

4.1 - 5.0

3.1 - 4.0

< 3.0

Analisis Empirikal

KESIMPULANuWakaf hartanah sebagai penyelamat

dalam penjanaan kepemilikan hartanah (bank tanah) pelindung atau perisai daripada menghakis atau “protected shield and retaining wall” ummah.

uWakaf juga menyediakan alternatif dalam membentuk sempadan geografi atau lengkaran enklaf “Malay/Muslim/Bumiputera” jikalau digunakan sebaik mungkin (dilengkapi dengan sistem bank, perundangan dsb).

PROF DR ISMAIL OMARlamantanah.blogspot.com

ismailo@uthm.edu.my019 7206358